801, Report:
#137826
Posted Date:
Jul 26 2005
Countrywide/Full Spectrum Lending, Joe Harris, Branch Manager LIES, DECEIPT AND FRAUD. WE WERE BLINDSIDED WITH HOW LOW COUNTRYWIDE COULD GO. NO SHAME, NO BLAME! Virginia Beach Virginia
In 2003, my husband and I financed our home in North Carolina with Countrywide/Full Spectrum Lending, at an extremely high interest rate of 10.5%.
Initially, we agreed to an interest rate of 8.375% (I kept the signed documents that will verify this fact). However, at closing, ...
Entity
Categories: Mortgage Companies
802, Report:
#145976
Posted Date:
Jun 13 2005
GSPN, CRYSTAL,SPECTRUM, SPECTRUM HOME FURNISHINGS ripoff, never received items ordered, cannot contact them all e-mail addresses not good HOWEL New Jersey
ON JUNE 2ND. 2005, I PLACED AN ORDER FOR SOME CRYSTAL BEADS, I RECEIVED AND CONFIRMATION ORDER AND NUMBER FROM THE COMPANY BUT HAVE NEVER RECEIVED MY ORDER.I HAVE E-MAILED THEM MANY TIMES ONLY FOR THE E-MAIL TO BE SENT BACK UNDELIVERABLE TO ME..I WENT BACK TO THE WEB-SITE AND AFTER ...
Entity
Categories: On-Line Business
803, Report:
#142857
Posted Date:
May 16 2005
Full Spectrum Lending Credit Card Fraud Pasadena California
Full Spectrum Lending contacted us to run an ad in our newspaper for 8 weeks. After four weeks, we received a letter from their credit card company saying that they were disputing the charge on their credit card and that the credit card company would refund the customer in full unl...
Entity
Categories: Credit & Debt Services
804, Report:
#141245
Posted Date:
May 02 2005
White Rose Limos RIPOFF Made us late and overcharged us Orange County California
I ordered a strech Hummer limo for my sons birthday party. We agreed on a price and had the limo meet us at a location. We were going to the Irvine Spectrum to see a movie. The driver didn't know how to get there, and he couldn't follow the car ahead of him. He had to stop and a...
Entity
Categories: Limousine Services
805, Report:
#139508
Posted Date:
May 02 2005
Spectrum ripoff Farmingdale New Jersey
To Whom it may concern.
I received this chandelier and it's not the one I order.
I have no invoice or instruction in assembling.
This chandelier was pre assemble before I received it.
I have 2 broken pendants and I sent you 2 emails in regards to this
order and no replied.
...
Entity
Categories: Lighting Stores
806, Report:
#132353
Posted Date:
Feb 22 2005
HYDRODERM ripoff Culver City California
Better than Botox...Get your free sample today! Only $3.95 for shipping and handling. That's what I thought!!! Once they have your credit card information, 10 days later, they will send you a larger bottle that you NEVER ORDERED and will, literally, STEAL $61.05 out of your bank ac...
Entity
Categories: Alternative Health
807, Report:
#129800
Posted Date:
Feb 02 2005
Unicom ripoff, lies, scam, takes advantage of situations and people Indianapolis Indiana
I was looking into Internet payphones and was told byunicom and the salesman John Hollis about the profit of $250 - $500 dollars a month from these payphones. He also said that many avenues of revenue was being persued, like advertising on the LCD screen.
After going through the ...
Entity
Categories: On-Line Business
808, Report:
#100298
Posted Date:
Jan 31 2005
United Industries - Spectrum Brands - Chemico ripoff Non-payment of overtime salary expenses referral bonus and egrecious employee grievance practices St. Louis Missouri
I am a father, veteran, over 40, whom has worked at United Industries St.Louis, MO Company since March /2003. I was the Winner of the Sales Award For 2003 and the Winner of 2004 Vigoro Sales Contest. I was terminated unjustly and quickly June/2004, and now seek that my overtime sala...
Entity
Categories: Employers
809, Report:
#128796
Posted Date:
Jan 25 2005
Centurion Financial Benefits ripoff New York New York
I know a lot of people have filed reports about centurion financial well i did some investigations on my own the company is located in canada toronto currently they using spectra or spectrum financial to selll their master card its a hoax and the company is called Emplyment sloution...
Entity
Categories: Credit Card Processing Companies
810, Report:
#123433
Posted Date:
Dec 18 2004
Countrywide - Full Spectrum Lending Forgery Criminal Paperwork Lies Approved Deal Reversal Blames Me for their eror Sime Vally California
Here is the laundry list of violations and deceptions made by countrywide from beginning to current.
1. The first error was when the person that I bought house from deposited his check it bounced. The check that they wrote us for repaires on the house also bounced. They not on...
Entity
Categories: Mortgage Companies
811, Report:
#114527
Posted Date:
Nov 28 2004
Bighitters.com - Saturn Communications Intervestments ripoff business opportunity San Diego California
If you are thinking about doing business with Big Hitters (a.k.a. Intervestments A.K.A. Saturn Communications) please read the following very carefully. This is intended for you to make an informed decision about the above company and its owner Leon Segal.
I was a client of Satur...
Entity
Categories: Home Based Business
812, Report:
#117314
Posted Date:
Nov 12 2004
Sprint PCS Ripoff false charge of $673 from 2001 caused collections to sever my service 10/2004, never documented!! Kansas City Missouri
In 1997 I began service with Sprint PCS. In 2002 I received a call from a third party collections agency that I owed Sprint PCS $673 from an unpaid bill in 2001. I continued uninterrupted service under my original service contract until October 2004, last month.
The collectio...
Entity
Categories: Cellular Phone Companies
813, Report:
#111955
Posted Date:
Oct 12 2004
Full Spectrum Lending ripoff fradulent promises lies misleading information Pasadena California
In January of 2004, I contacted my mortgage company, Countrywide, to let them know that I knew I would have trouble with my payments for the next four months or so. They told me that they could help, and a few days later I received a letter from Full Spectrum Lending. I called them,...
Entity
Categories: Mortgage Companies
814, Report:
#111380
Posted Date:
Oct 04 2004
Full Spectrum Lending deceptive business practices Fairfield California
My husband and I applied for a refinance after receiving a phone call from Full Spectrum Lending offering us a refi with a lower interest rate, and no closing cost and no prepayment penalty.
As we worked with the guy he insisted that we would have to raise the loan amount to lowe...
Entity
Categories: Mortgage Companies
815, Report:
#108763
Posted Date:
Sep 16 2004
Design Spectrum International - Clive Booker ASID ripoff Lying Scammer Taker He doesn't honor his Word He's a habitual liar He has no Integrity and No Code just a Green Card He Can't be Trusted No Credibility He's Extremely Greedy Beware Miami Florida
I brought to him a client with 2 projects to start and others upcoming. He insisted I change my company name to coincide with his so we could more easily accomodate the client and I would maintain the West Coast office and he'd maintain the East Coast. I could tell things started t...
Entity
Categories: Corrupt Companies
816, Report:
#106054
Posted Date:
Sep 13 2004
Countrywide Mortgage FRAUD, MISAPROPRIATED FUNDS & WON'T TAKE RESPONS RIP-OFF Drake Texas
This company stated I had an escrow shortage. This was because they had not reviewed my account for increases on property taxes or otherwise.
Then they took two of my actual payments and applied them to the shortage. They did not even notify me first. Then I got foreclosure le...
Entity
Categories: Mortgage Companies
817, Report:
#105640
Posted Date:
Aug 27 2004
Kurtz Enterprises $14.95 charge Eureka Diamond Valley Nevada *EDitor's Suggestions on how to get your money back into your bank account!
As others have reported here, noticed a $14.95 charge to Kurtz Enterprises 775-5518149 SC At first assumed South Carolina but again as someone else pointed out the central office code is for Eureka/Diamond Valley, Nevada. I didn't bother calling the number. There is no business b...
Entity
Categories: Corrupt Companies
818, Report:
#76109
Posted Date:
Aug 23 2004
Countrywide Home Loans, full Spectrum Lending ripoff! Deceptive fraud banking practices! Simi Vally California
Three years ago we had to take out loans on our mortage free property after losing a business contract to pay off creditors. Countrywide homeloans was one place we went to. (The other Champion Mortage - another story) A year into the mortage they sent us a letter stating we could g...
Entity
Categories: Mortgage Companies
819, Report:
#30566
Posted Date:
Aug 22 2004
Full Spectrum Countrywide Homes lending consumer rip-off fraud Simi Valley, California
I went to Full Spectrum Lending to refinance my mortgage, the balance at the time was $30,000.00. They refinance this property of $67,000.00 and gave me a check for $675.00. The closing attorney give me about 10 documents so that I could RESCIND.
I did just that but in the state ...
Entity
Categories: Mortgage Companies
820, Report:
#38770
Posted Date:
Aug 12 2004
OCWEN FEDERAL BANK ripoff extortion trumped up junk fees horrendous nightmare hostile lying representatives ORLANDO Florida
In 1997, HUD sold our loan to OCWEN FEDERAL BANK. At that time, we had no idea that OCWEN was a Predatory Lender. We always made our payments as agreed.
All along with OCWEN, we had to reapply every year for a new FOREBEARANCE PLAN, and each year our payments went up. By the yea...
Entity
Categories: Mortgage Companies
821, Report:
#102092
Posted Date:
Aug 04 2004
Full Spectrum/Country Wide forced funded and refused the three day cancellation notice for 2 months. Rip-off! Brea California
When taken up the chain of custody, held up longer causing finacial hardship, lying and making excuses everyday, when called.
J
Yucaipa, CaliforniaU.S.A.
Entity
Categories: Mortgage Companies
822, Report:
#95635
Posted Date:
Jul 29 2004
Full Spectrum, Monica Madrid deceiptive tactics, ripoff fraudulent claims and predatory lending involved Rosemead California
I first contacted Full Spectrum in April for a quote on re-financing my current mortgage and was told that to get a more accurate quote I would have to get an appraisal.
I was re-assured by Matthias Mendez that in the event, we decided not to pursue the loan with them, Full Spect...
Entity
Categories: Mortgage Companies
823, Report:
#96391
Posted Date:
Jun 25 2004
Union Bank Nigeria Plc ripoff Victoria Island Lagos, Internet
Of all the rip offs. This one is the worst by far. How stupid do they actually think people are. This is the letter they send me.
Union Bank Nigeria Plc
Plot 1662 oyin jolayemi St.
Victoria Island Lagos,
Nigeria
Greetings Rhone ,
I crave your indulgence as I conta...
Entity
Categories: Con Artists
824, Report:
#96336
Posted Date:
Jun 25 2004
Countrywide Home Loans-BankOne Full Spectrum Lending Home Loans-BankOne fraudulant loan, and hostage of loan note consumer ripoff Simi Vally California
In Feburary, 2001 I called Countrywide home loans to inform them of the surgery I need to have in March, 2001 and that because I would be off work for 2 months I would not be able to made my April payment. I asked the lady I spoke with if I could make two payments because I would be...
Entity
Categories: Mortgage Companies
825, Report:
#93579
Posted Date:
Jun 04 2004
Cingular Wireless ripoff, scam, identity fraud, San Jose California
Their employees have been using their customer's information to steal their insured phones. The employees have all the items necessary at their desk: photo copy of the driver's license, social security number, and credit card number.
In this incident, my parents and I signed up f...
Entity
Categories: Cellular Phone Companies