Complaint Review: Wells Fargo Home Mortgage - Fort Mill South Carolina

Check out this it is (((link redacted))) I started it. Not myspace but the wellsfargoripoff is mine. Plus you can get my phone # off my other ripoff report on here. Posted from Sprinfield, mo. as well. Has 45 days in title. I sent a request to ripoff report to give you my info. I am going to call the court in Texas again on monday maybe as late as wed. Have appointments mon. and tues. depends how tired I am when done. I just hope we are able to get a stop what they are doing. Did you know in California the state threatened to take their license away? A news reporter here told me that. He has been investigating them. I may get to be on the news in my town. Can't wait. CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

My dates were a little off and my attorney helped to get it straight. So I felt the need to repost the updated version. I wish the old one could just be deleted so there is no confusion. I don't know how to do that if you can.SORRY PEOPLE and Wells Fargo Home Mortage and Wells Fargo Bank N A. November 2, 2007 An update and Follow-up to Wells Fargo Home Mortgage and Wells Fargo Bank Na 2 new stories on our local news in Springfield Missouri I believe with all the people who are losing or have lost their homes due to disaster reasons, are horrible enough without others having to worry about losing their home to people like WFHM. If WFHM say they are helping, then Wells Fargo HELP..... My Family's Wells Fargo Home Mortgage Story Our struggles began due to my husband's dad's sudden decline in health. He passed away on Oct.22, 04 just 3 days after my birthday. His daughter, Shelly, and I (with help from others) took care of him for nine months in his home. With me being the one who had no job and was only going to college, it was more since able for me to quit school and take on the biggest part of his care away from my HUSBAND and our four CHILDREN. This way no-one lost their jobs and he had top notch care, by someone who loved him. Eventually the loss of my student loans caught up to us, even though I went straight to work 3-5 days after his funeral. My husband and I had missed two house payments with some month's in-between being accepted by WFHM. We missed these payments with WFHM having knowledge of it. One payment was in June 05 due to me going from Springfield, Mo. to Cox Ferry Circle, SC not for vacation; but for the funeral of a 7yr. old cousin in April 05. Savannah Catherine Carroll who suddenly passed way. The other was for school clothes for our 4children in Aug. 05 as well. WFHM took our payments until Jan. 06 when for no given reason they didn't take the Jan. 06 payment. I spoke to WFHM on the phone in Jan. 06 and they claimed they would help us to get caught up. Then in Feb. 06 we sent them Feb. 06 payment and a past payment together totaling $1336.00; they sent those two payments back and started foreclosure proceedings. They CLAIMED to be HELPING MODIFY our loan until we could get back on our feet yet they said we didn't qualify due to our income being in the red and not having enough money to pay ALL our bills. Yet they said they would ALLOW us a REPAYMENT PLAN instead. WFHM even told us we would not incur late fees and to not worry about sending in our payments. March of 06 we mailed March's payment only to get it back; they mailed our payments from Feb. 06 $1336.00 back to us on Feb. 16-06. The very next day Feb. 17, 06 they accepted $1344.87 from us. We sent them the first BIG payment (which happened to actually be only $8.87 more then the combined two they sent back to us.) This was followed by 16 monthly payments of $829.51 each. These payments were about $200.00 additional to our "original" payment amount, and were suppose to get the back caught up and pay their attn. fees. This plan began in April of 06. I thought all was going to be O.K... After finding out I have COPD (a terminal breathing illness), PTS syndrome, and a nerve condition we get word from WFHM their foreclosing on us again in Oct. 06 and went on until Dec. 06 WHY? No real explanation except that we are supposedly 5 months behind. I proved to them we are in a repayment plan with some luck. After a call in Dec. 06 made by WFHM to me, that left me completely panicked and nervous. Feeling as though I could die from the anxiety alone, I end up getting an attn. that gets them to back off. They admit their mistake and leave us alone writing off $329.51 of one payment because they had cashed extra $500.00. When I asked what if they try to get us for the $329.51 the lady higher up (I will leave her nameless for now) told me to refer any calls to her. I must let you know these people were very horrible mannered and rude. They treated me as though I was nobody. The anxiety I feel as I write is tremendous. I just can't believe how CRUEL and ILL mannered they were. No regards to anything you are saying and uneducated in their line of duty. It seemed to me as though I was the one WHO KNEW HOW to do their jobs. Good all is settled right!!! Wrong!! We sent in our 16th and final payment of the repayment plan July 2007. On July 13, 2007 the same day they posted our payment rcvd. They began foreclosure for the 2nd time at "NO FAULT" of our own. We hear from them by phone to tell us we are in foreclosure for "non-payment" the same day the $829.51payment came out of my checking account. We got the same attn. to help us on the matter, but because time is crucial and the sale was set for Aug. 22, 2007 all we could do to "make sure our home" isn't sold out from underneath us, is file bankruptcy. So we did. Here we are still in our home for the time being. I know it's only a matter of time before they "strike again." We don't know yet if we're going to get to keep our HOME. We have a Bankruptcy objection hearing Nov. 28, 2007 we will find out if we'll be safe from their harm for at least 3yrs. as all house payments go through the court now. I'd like to see WFHM try and tell the court, that the trustee didn't make our payment. I am wanting to find out how or if we can all start a class action against WFHM and am doing my best to get names of people that this non-since has happened to. I am and will always be a nervous wreck. You can not reverse the anxiety and nerve damage that has been done to me or all the others. Not to mention the 2 wrecks I had due to the mental anguish and stress they caused me to be under. I am willing to do "whatever it takes" to get my story told... The harassment and mental anguish they have caused to me and will cause to others in the future, has got to be stopped. This is neither morally nor legally right. We admitted we were wrong and paid back our dues... Now its time for WELLS FARGO HOME MORTGAGE and WELL FARGO BANK N A to pay up and quit HURTING INNOCENT, ALREADY UNFORTUNATE STRUGGLING CITIZENS/PEOPLE. We should never have to deal with those PEOPLE again... Checkout...........www.ripoffreport.com put in search bar---- Wells Fargo Home Mortgage............ Then read away at the horrible things they have done to people...... Springfield, Missouri My name is Jennifer D. Van Cleve WFHM/WFB is stating we are 6 months in default. WFHM/WFB has over charged late fees, added extra unexplained fees and charged fees for inspections, foreclosure fees, foreclosure costs, and proof of claims fees, property preservation fees, plan review and case monitoring fees as well. There are even charges for title policy fees, fees to state service of note and statutory expenses. I dont even know where they come up with this stuff but a lot of it surely can't be legal either.

the office and am waiting on return call today. If no return I will call on Monday 11-12-07. I see our attn. on Monday as well. He is representing us on Bankruptcy only. He has not discussed a lawsuite against them for their harrassment and mental anguish. I believe he is very short with words until he has better and more proof of their neglagence. Being an order from court I suspect. I was wishing you to go to my space if you will , and search wellsfargoripoff url. I'm a little excited to see if I will be on the news here or not. I have seen 2 stories on them so far here and have been contacted by them my self. I only want to is get Wells Fargo to stop and get the word out about what they are doing and if that means NEWS then NEWS it is. I will be posting a new update to my story, I had gotten a date or 2 wrong in it. I also started from the very begining of our issue.

Here is the information for the court where the petion is filed. Judge Len Wade Tarrant County Justice Center - 7th Floor 401 W. Belknap Fort Worth, TX 76196-0224 817-884-1992 Court Coordinator - 817-884-1992 Court Clerk - 817-884-1588 Court Reporter - 817-884-1423 Bailiff - 817-884-1422 Here you should be able to find the attorney of record.

I am sorry that I haven't been able to find you. I am not as smart as the web sites I guess or it just isn't officialy filled on net yet. Funny how I can't even find my BANKRUPTCY case on our sites for MO. I will not give up. I have contacted one attn. I found posted for a "JAMES" in Texas but I guess that must not have been you. I wanted to add I have found out that Wells Fargo Home Mortgage are in conjunction with Freddie Mac program yet there is no real help being given to some homeowners. I seen a similar case finaly on the news here. Sounds like Wells Fargo Home Mortgage sometimes "LOSES" PAYMENTS AFTER THEY HAVE BEEN CASHED...YEAH RIGHT..

Lawsuit NO. 141-223599-07 filed in 141st Judical Distric Court, Tarrant County, Texas

Or if you even have an original sale/ foreclosure date that would maybe help me to find you in the foreclosure section of your district. No matter how old it maybe.

I looked for the case but am having difficulties figuring the site out. If we can get by with a case# maybe it would help me. I don't believe that RIPOFF would not allow that info. As it IS PUBLIC info. I would like for you to think (my space) and wells fargo home mortgage. I have prooven the validity of my case to many people but am having difficulties getting word out...SOOOO I started (my) own little (SPACE) for people to go. Keep in touch with me. I am continueing my quest to find your case.....

Obvious you have read my posting regarding Wells Fargo. The gathering of the people to create a single loud voice against large coporations can be difficult. Since I began posting on Rip Off Reports have read many cases of fraud against the people by Wells Fargo. The proof of my case has been filed in the 141st District Court in Fort Worth, Texas and with this information being known nobody has of yet used this information to contact the counselors representing me to see if I had information that would aid others and possibly combine forces. It would be nice if Rip Off Report had a method to determine the validty of the postings and provide a means to allow direct communication but that would be wishful thinking. The means and the method to contact my counselors have been noted within the court system and with a little effort by others that have been truly victimized by Wells Fargo I do not believe my counselors would have a qualm with discussing the matter with counselors of others that have been wronged. Noticed that you have spent the last two years dealing with Wells Fargo's wrong doing, for me I have been fighting this for nearly eight years and have gathered a unique amount of information. Oh, by the way, Wells Fargo's attorney's have denied any wrong doing by Wells Fargo, let us see what happens when the information is known publicly in a court of law. Alias a problem exists with this scenario, does Wells Fargo really want me to expose this publicly. It's been roughly stated in my postings and the time will come to prove it in a court of law. Here's the funny - Wells Fargo has not accepted a payment since. Inquire to the counselors for that information. Penny for your thoughts, Millions for Wells Fargo, only one out of a million would spend years gathering the information and remain deligent and only one out of that million would gather the information to pursue in a court of law. Since Wells Fargo has 43 million (don't quote me on that number) there would be only 43 that would ever make it to court and rest assured they most likely will settle before the information makes it into the courts. So is it profitable for Wells Fargo to continue in its evil manner, darn right from their point of view. (i.e), 43 million accounts, overcharge ten dollars for every account, who is going to take them to court over ten dollars a year time, 43,000,000 accounts times $10 equals $430,000,000 million a year minus the $1,000,000 paid to settle the 43 that take it to court lets Wells Fargo pocket $387,000,000. Maybe they will buy them off at $5,000,000, still profitable for Wells Fargo, the world will never know. That totals over a Billion dollars every three years. Not a bad return for crimes committed. Govenment oversight, right!!! A method has been provided above for contact. My apology, but at this point in time it is most difficult to trust anyone so may God and the courts guide you.

On time every time....Our payments were due on the 15th of the month. WFHM started the forclosure same day last pay rcvd. that my dear was on the 13th...Thank you very much....NOWWHAT???

If you are in a deferment status on your loan, whether it be an auto or home loan, and they are deferring your payment (or charging you more for subsequent months to make up for that missed payment), you MUST make your next payment on time (early is better). If you do not make the next payment on time, your deferment is no longer approved and you will have to pay the deferred month too. Even if you let them know you will be late.