JON
WORCESTER,#2Consumer Suggestion
Fri, December 19, 2003
Clear this off by calling the creditor and offering a settlement on the account in the area of 60% and wash your hands of it. They did nothing wrong by charging you the interest and late fees you agreed to pay, granted you were in a difficult situation but from your report I see no mention of you ever contacting the creditor to let them know of your problems. Bottom line is you financed a $400.00 table and because you didn't pay on time you got stuck paying a lot more for it than you had to, it's easy to avoid that in the future.