Complaint Review: Legal Notice Case File # 71-346273 - Harrison Law Group -

Dawn Higgins    

(((REDACTED)))    

Phoenix  AZ  85032

You are hereby notified that a lawsuit has been filed against you for three serious allegations. American Cash Express is a client of ours, and we are going to be representing them in future legal proceedings.

The charges with American Cash Express pressed on you are:  

 1) Violation of Federal Banking Regulation                 

 2) Collateral Check Fraud                                                                      

 3) Theft by Deception                                                                       

The affidavit states that Dawn Higgins holding a social Security No.  ***-**-  6440 was monitored online using the e-mail address [email protected] in order to solicit funds from a restitution which is owned and operated by  American Cash Express. AC [email protected] E owns and operates more than 350 online cash websites, web portals and many of the sub lenders that are working for them are companies such as Cash Advance America, Cash Advance USA, Ace Cash, Speedy Cash, Cash and Go, LendUp, Cash net USA, US Cash, Ameriloan. The funds were successfully transferred into your bank account utilizing an interstate EFT which stands for electronic funds transfer.

When the creditor attempted to extract the funds back from your account as a repayment, at that time 6 EFT’s were returned back constituting worthless electronic checks. So, as of now rather than chasing you for money the creditor has simply decided to write this money off as a loss, as well as declared to be stolen and they have pressed charges against you.

Now the affidavit is taken by FDCPA law that means Fair Debt Collection Practices Act under Section 9 Chapter 19.

Now this means just two things for you:

1)   If you are on any state supervised probation on payroll, then you will need to intimate the officer about this case.

2)   If you have any prior convictions including but not limited to worthless check, grand theft or money laundering,  please be aware that they shall handle this case as a habitual offense as your state is a zero tolerance state.

This is also to inform you that the creditor has all the rights and authorities to inform your employer about this case and what will be the results and consequences comes once this case is downloaded and executed with the judgments against you. This is so because you had kept your employer’s name as a security and also as an additional security two more names were used.

Finally, you have the right to hire an attorney, and if you cannot afford one then one shall be appointed to you. But please make sure that if you already have someone representing you, make sure they will help you out regarding this case because once this case is downloaded and executed with judgments against you and if you are found guilty under the bench of jury then you have to bear the court charges as a penalty and the amount is $8000.00 excluding your bail charges, your attorney charges and the due amount pending on your name.

Finally, your name and Social Security Information would be reported to the three major credit bureaus of USA such as,

      1.)   Equifax

      2.)   Tran union LLC

      3.)   Experian

Ultimately it would be affecting your FICO scores by 85 negative points and your social security number would be black listed and you would also never be eligible for all the government benefits and entities.

According to the orders of the court house the State Investigation Department Officers will deliver all the legal documents to your current employer and that can risk your current job and once the judge opens your case for execution legally on July 2nd, 2018 then these charges will be reflected on your Credit Reports due to which it might be difficult for you to get a new job in the future.

Finally, this case is going to be downloaded in your State County Court and your Local County Sheriff department on July 2nd, 2018 at 11.00 am as per your State Standard Time and after that you will be forced to resolve this case legally by facing all the legal problems and spending money on your attorney as fees, case execution charges, legal penalties, bail charges, paper development charges on the top of the due amount that you owe from your creditor that is $1149.95

If you are willing to settle it out of court you can surely respond today itself. There shall not be any further correspondence via email. You can contact the number listed below.

If you have any questions, don’t hesitate to contact us at 1-(407)-429-4791

Sincerely

John Harrison

Attorney At Law

Harrison Law Office

Tel.: (407)-429-4791

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