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Irvine,#2Consumer Suggestion
Thu, August 22, 2002
OR if you cannot see these on the page, do not apply - it can be a scam. Go back to any First Premier Bank on-line application page. ABOVE the application there is a link to: "Fees and Disclosures". You can read all the fees in the first 4 lines. When you got the card, you got these terms in printed form - and you still had 30 days to get refund. Refund Disclosure: Your Annual, Program, Account Set-Up, monthly Participation and Additional Card Fee are membership fees for truth in lending purposes. When your Account is approved, you will be sent a cardholder contract containing all of the terms applicable to your Account. If you elect to close your Account(s) within 30 days of receiving your cardholder contract and before you make any additional charges to the card, the Annual Fee, Account Set-Up Fee, Program Fee, monthly Participation Fee and Additional Card Fee (if applicable) will be refunded to you. After this 30-day period these fees are no longer refundable and you are responsible for the account.