Greenacres, fla
Greenacres,#2Author of original report
Sat, April 23, 2011
as of this date, primarily due to the fact that the foreclosure market is at its peak, and foreclosure repair scam artists must now fight eachother for business, as the FEDERAL GOVERNMENT has made it easier to IDENTIFY scam artists, such as EDDIE BASHIRI, and all those employed at FIRST CAPITAL GROUP, of MIAMI, FLORIDA, thet have been forced to change their methods of operations, and scamming desparate homeowners.
First Capital Group continued to call my residence frequently, although advised that I was no longer interested in what they were "SELLING", and for months I kept recieving correspondence from them, with a "PICTURE" of MR. Eddie Bashiri on the telephone, supposedly "diligently" working on my case, and would I "PLEASE" remember to send my monthly remaining "FEES", and also calling me all hours of the day and night, persuing me as a "PREVIOUS" client, from prior services, inquiring if I was still in need of their services, and, if so, they have a "new rate" for those who have done business with them in the past... Each time they called I advised them of what their scam cost me, and those whom they dealt with at my place of employment, also telling their "agent", that ADVISING anyone who is current on their mortgage to intentionally default on their mortgage to qualify for a modification is breaking the law and is can be charged with willfully defrauding the banking and mortgage industry, and I further advised them that I would be and have since reported them to the proper authorities, even the Better Business Bureau advises that this company recieves a less than "C" rating, with similar complaints...
So I see the rebbutals to my report, and I say, I stand on my report, and I am willing to further say, knowing all the tactics that "Mr." Eddie Bashiri used on me and others, in our times of desparation, to try and cheat others out of our hard earned money, for "worthless promises and knowingly offering false hope" to myself and all of those they have cheated/deprived, all the while knowing that taking money upfront and promising results they cannot deliver, and only after gaining your confidence, in desparation, then stating "nothing is guaranteed", that the rebbutals posted by so called satisfied customers are employees of FIRST CAPITAL GROUP, of MIAMI FLORIDA, in a further attempt, by using this forum, to deliberatly misleed consumers, and continue to decieve consumers by continuing to offer to good to be true promises, and misleed people in good faith by having their employee's post false rebbutals on this site, as FIRST CAPTAL GROUP so graciously pointed out, this is an anonymous site, well, anonymity works both ways. To anyone who is not wise yet to all of these fee charging mortgage repair scammers, and what they will do to separate you from your investment and your money, I say think twice and go to WWW.HUD.GOV and find out for yourself that what I am stating is factual, and true, and lastly, I state to the rebbutal of FIRST CAPITAL GROUP, for their quote from Budda, I offer my own Christian Biblical quote,
"Do unto others, as you would have done unto you".
Max D'' Ancona Bruni
Miami,#3Consumer Comment
Mon, June 01, 2009
My outcome with First Capital services is very different than the one expressed on by the above person, I was very happy with the professionalism that First Capital Group handled my case. I came to first capital after being two months behind on my mortgage payments. By then my home had lost a significant amount of value and I was very unhappy with my original mortgage terms. I was making payments that were unbearable due to the current economic situation. As soon as I came to First Capital I learned the options that were available for me. Soon afte contracting Mr. Bashiri's services I was given an agreement by the bank to hand over my property title and be able to erase my debt. I was very happy with the services that First Capital Group provided, I was kept up to date every step of the way, also, at the same time, the work was done in an extremely fast and efficient manner. I erased over $100,000.00 of debt thanks to First Capital Group. Max D' Ancona Bruni. Miami, FL
Jean L.
Margate,#4Consumer Comment
Tue, March 24, 2009
Several months ago I became a client of First Capital Group, Inc. My experience with them has been nothing short from great. Eddie Bashiri came and met with my wife and me at our home, because we could not make it to the office. He was sincere and polite and made it his business to give us proper service and explain the process. He explained that it would cost $495.00 up front and $495.00 at the end, along with $195.00 monthly, and that it was our choice to except. During the entire process which took roughly 6 months, I visited the office frequently and was able to speak directly with my processor. I was in default with on my loan, reason being my income was not sufficient to pay my mortgage and maintain my bills current. I needed help, and after meeting with Eddie, I decided to allow First Capital to help me in the modification of my current loan with HomEq. After requesting for a loan modification on my behalf and working with my lender in regards with my financial paperwork, First Capital Group, Inc. negotiated with my lender to get me the plan that I have now. And I could not be happier with the end result. My delinquent interest, late charges, and negative escrow balance was place in the rear of the loan, allowing me a fresh start. First Capital Group, Inc. had helped to lower my interest rate from 9.650% to 5.00% fixed, and negotiated with my lender to add escrow to my monthly payment. Because of First Capital I was able to avoid foreclosure, keep my home, and afford the monthly payments. I am not only pleased with the end result, but am thankful for the way they treated me. Not once did I feel like I was taken advantage of. Jean L. Margate, Florida
First Capital Group
Miami, FL 33137,#5UPDATE Employee
Mon, March 09, 2009
First Capital Group Inc. since it's inception in 1989 has been dedicated to working diligently and persistently to satisfy and cater to the needs of our clients. Our dedicated staff thrives on serving working class citizens throughout the community and we take great pride in the services we provide. Our team of highly trained professionals, fight day after day for our customer's rights and respectively object to the atrocious allegations made by Bob of Greenacres Florida. One must keep in mind there are always two sides to a story. With the economy the way it is today there are thousands, if not millions of homeowners who are financially frustrated and preying on someone to take blame. However, as a highly respected financial institution in the community we will not merit these gory insinuations. Bob, it seems as though even you are not certain of the story you concocted as you chose to voice your opinion anonymously. Nevertheless, as you have taken initiative to document your complaints, please be attentive to our response about guidelines, rules, and regulations of mortgage lenders, which you are obviously oblivious to. According to lender guidelines Mister Bob, to obtain a workout option your loan must be in default by atleast three months. Some companies automatically approve customers for a loan modification while others require a forbearance plan first. Strict adherence to the payments outlined in the forbearance plan will ultimately result in a loan modification. Your modified loan would reduce your interest rate and move the payments you defaulted on to the back of the loan. You claimed the agent assigned to your case did not inform you as such when she told you about your forbearance plan; however, we are certain this is not true because each agent is required to explain the plan thoroughly to the customer with a supervisor on the line for any misunderstandings. In addition, the lender requires the customer to sign a written agreement outlining these facts. Further along in your fairy tale you talked of your meeting with Mr. Eddie Bashiri. Mr. Eddie Bashiri, whose demeanor fits the suit and tie he wears everyday, upholds his promise to help customers by catering to their needs and meeting them on Saturdays and Sundays in a chosen place of convenience. Despite this convenience we offer to customers they have the right to visit our office anytime during working hours for assistance, and they are well informed as such. Your grotesque embellishment of the short sale idea Eddie supposedly projected to you is as repugnant as the rest of this tale you developed. Eddie's professionalism and vast knowledge in the mortgage industry would not allow him to suggest preposterous ideas such as this and we suggest Mister Bob that you do your research carefully the next time you choose to write a tale of fiction, just to make it sound believable to your readers. Webster defines a criminal as someone who is guilty of committing a crime Mister Bob and your inability to comprehend the way a loan modification works is no crime of First Capital Group, Inc. We are professionals, we inform you of our procedure and fees, both verbally and in writing, prior to the commencement of a working relationship with you. You, as a homeowner in need, have the choice to retain our services or not. First Capital Group, Inc. strives to honor and uphold our promise to our customers and we do this everyday by working to get you the best workout option possible. We are a community based organization, we were built by the community, we work for the community, and we respect our customers in the community who keep us in business. First Capital Group Inc. 3510 Biscayne Boulevard Miami, FL 33137 Ph: (305) 576-3984 Fax: (305) 576-3985 Do not believe in anything simply because you have heard it. Do not believe in anything simply because it is spoken and rumored by many. Do not believe in anything simply because it is found written in your religious books. Do not believe in anything merely on the authority of your teachers and elders. Do not believe in traditions because they have been handed down for many generations. But after observation and analysis, when you find that anything agrees with reason and is conducive to the good and benefit of one and all, then accept it and live up to it. ~Buddha