- Report: #1214253
Complaint Review: Fairlane Credit - Nationwide
Reported By:
mgilbert197038 -
Syracuse, New York, USA
Submitted:
Updated:
-
Author Not Confirmed
Why?
Fairlane Credit
Nationwide, USA
Phone:
719-278-0100
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Fairlane Credit They are hooked up with Ford Motor Co. Nationwide
I took out a loan with Fairlane auto credit in and around 1999. I believe they repossessed it, around 2000 the later part. Or so. And they just put a Judgement on me. I have never signed anything with them since I bought the Mini-Van in 1999.
The longest they have for a Judgement against me for the van Maximum amount of time is 6 year's, Well it's been 15 year's since the Repossessed it. SO the Judgement they have against me is illegial, and it has hurt my Credit, so if they do not remove it from my Credit and send a Letter to all 3 Credit Companies.
I will Sue Fairlane Credit for 20 million dollars plus all fees, and suffering. For there crap since they cannot run a fair Business at all. Yes $20,000,000.00 million dollars. I am so sick of idiots in charge of Big Business to Rip off and take Advantage of us Good people where bad things happen. So Fairlane Credit, I give you 21 days to contact me, after 21 days, I will start the Process of suing your tail off for this c***. You touch my wages, I will triple the Lawsuit to $60,000,000.00 Million dollars.
3 Updates & Rebuttals
coast
Florida,USA
Credibility
#2Consumer Comment
Wed, March 11, 2015
The civil court judge that issued the judgment knows the laws so there is more to the story than you have stated.
I never paid a dime afterwards.
#3Author of original report
Tue, March 10, 2015
I never paid a dime, or promised anything. They never served me. I work out of state and Commute to and from every 2-4 months. I have never talked with them since I bought the vehicle. And as fr it being funny. Nothing is funny about, these idiots. Or this situation. They have done this to 10's of 1,000's of people if not more.
Robert
Irvine,California,
USA
Your joking..right?
#4Consumer Comment
Mon, March 09, 2015
Thanks for the laugh...too bad that you are trying to make a joke out of it as you may actually have a case. But no court in their right mind is going to take you seriously with your attitude, and you won't even make it past the court clerk.
You are correct that the Statute of Limitations on a Written Contract in New York is 6 years. So they have until 6 years from the date of the last activity to file suit. So if they reposessed it in 2000, they would have until around 2006 to file a suit. However, if during that time you made a payment, or a written promise to pay you may have reset the SOL. For example if you paid them $100 in 2005, you may have just reset the SOL to 2005 giving them now until 2011.
However this SOL is an affirmative defense, that means that you must appear in court to defend yourself. If a company attempts to sue you and you ignore the suit...the judgement is most likely valid. So if you were properly served and just decided to "blow off" the case. You may have sealed your fate..and this debt. Now, if you were never properly served you may have grounds to have the judgement vacated. But depending on the situation they may still be able to come after you.
If the judgement is valid they have 20 years to attempt to collect on the judgement.
