I got an account with Experian to monitor my credit like a responsible adult. HUGE mistake. They started charging me for my "free" account. I tried to call them to terminate my account, and the first few times I called they wouldn't let me, saying my account was "already free" - a major lie as they were charging me for it. I wasted several hours on the phone and finally got them to cancel my account, or so I thought. Just recieved a letter in the mail frommy bank saying Experian was still trying to charge me for my now non-existant account. Thankfully I canceled my credit card as I saw this coming. Experian will lie left and right to get money from you. Never trust them with any of your information.