Steve
Bradenton,#2Consumer Comment
Fri, March 04, 2011
It appears that you gave us only part of the story.
It also appears that you have been in collections for a long time and are now dealing with a third party debt collector.
You should list the name of that collection agency here.
Your account gets closed after 6 months delinquent, and sent to third party collections after charge off.
They did not damage your credit, you did.
It was you that defaulted on your agreement to pay as agreed.
If your account was still open, you could get your statement online.