Complaint Review: Arcadia Financial Transouth - Nationwide

First of all, that "debt" is past the legal statute of limitations for collections which is 5 years in Oklahoma. That debt is DEAD and is NOT legally collectable. They cant do squat. You need to send CEASE COMMUNICATIONS requests to every collector involved. This letter must be sent by certified mail, return reciept requested. Be sure to put the certified # on the letter itself, and keep a copy for your records. This is very important. DO NOT sign the letter, just print. And do not give any personal information. Just give printed name, phone# they are calling you at, and your mailing address, and date the letter. That's it. Nothing more. Now, when they violate your LEGAL request, you sue them for the FDCPA violations. It's easy money! Want some? Now, by the means above, contact every affected credit bureau, and dispute the entry. Inform them that they have illegally re-aged the "debt" and will be sued if it's not immediately corrected or removed. You need to be very specific and very firm with credit bureaus when making disputes. By federal law, they have 30 days to prove or remove the entry. Once it is removed it can never legally come back. If it does, you sue under the provisions of the FCRA. Right now, you have the grounds, and the right to sue each collection agency for the bogus reporting. Its an easy win. Easy money! Want some? Don't let these freaks push you around! Get your lawyer to file lawsuits all around. That gets things fixed fast, and at their expense, not yours!

First of all, that "debt" is past the legal statute of limitations for collections which is 5 years in Oklahoma. That debt is DEAD and is NOT legally collectable. They cant do squat. You need to send CEASE COMMUNICATIONS requests to every collector involved. This letter must be sent by certified mail, return reciept requested. Be sure to put the certified # on the letter itself, and keep a copy for your records. This is very important. DO NOT sign the letter, just print. And do not give any personal information. Just give printed name, phone# they are calling you at, and your mailing address, and date the letter. That's it. Nothing more. Now, when they violate your LEGAL request, you sue them for the FDCPA violations. It's easy money! Want some? Now, by the means above, contact every affected credit bureau, and dispute the entry. Inform them that they have illegally re-aged the "debt" and will be sued if it's not immediately corrected or removed. You need to be very specific and very firm with credit bureaus when making disputes. By federal law, they have 30 days to prove or remove the entry. Once it is removed it can never legally come back. If it does, you sue under the provisions of the FCRA. Right now, you have the grounds, and the right to sue each collection agency for the bogus reporting. Its an easy win. Easy money! Want some? Don't let these freaks push you around! Get your lawyer to file lawsuits all around. That gets things fixed fast, and at their expense, not yours!

First of all, that "debt" is past the legal statute of limitations for collections which is 5 years in Oklahoma. That debt is DEAD and is NOT legally collectable. They cant do squat. You need to send CEASE COMMUNICATIONS requests to every collector involved. This letter must be sent by certified mail, return reciept requested. Be sure to put the certified # on the letter itself, and keep a copy for your records. This is very important. DO NOT sign the letter, just print. And do not give any personal information. Just give printed name, phone# they are calling you at, and your mailing address, and date the letter. That's it. Nothing more. Now, when they violate your LEGAL request, you sue them for the FDCPA violations. It's easy money! Want some? Now, by the means above, contact every affected credit bureau, and dispute the entry. Inform them that they have illegally re-aged the "debt" and will be sued if it's not immediately corrected or removed. You need to be very specific and very firm with credit bureaus when making disputes. By federal law, they have 30 days to prove or remove the entry. Once it is removed it can never legally come back. If it does, you sue under the provisions of the FCRA. Right now, you have the grounds, and the right to sue each collection agency for the bogus reporting. Its an easy win. Easy money! Want some? Don't let these freaks push you around! Get your lawyer to file lawsuits all around. That gets things fixed fast, and at their expense, not yours!

First of all, that "debt" is past the legal statute of limitations for collections which is 5 years in Oklahoma. That debt is DEAD and is NOT legally collectable. They cant do squat. You need to send CEASE COMMUNICATIONS requests to every collector involved. This letter must be sent by certified mail, return reciept requested. Be sure to put the certified # on the letter itself, and keep a copy for your records. This is very important. DO NOT sign the letter, just print. And do not give any personal information. Just give printed name, phone# they are calling you at, and your mailing address, and date the letter. That's it. Nothing more. Now, when they violate your LEGAL request, you sue them for the FDCPA violations. It's easy money! Want some? Now, by the means above, contact every affected credit bureau, and dispute the entry. Inform them that they have illegally re-aged the "debt" and will be sued if it's not immediately corrected or removed. You need to be very specific and very firm with credit bureaus when making disputes. By federal law, they have 30 days to prove or remove the entry. Once it is removed it can never legally come back. If it does, you sue under the provisions of the FCRA. Right now, you have the grounds, and the right to sue each collection agency for the bogus reporting. Its an easy win. Easy money! Want some? Don't let these freaks push you around! Get your lawyer to file lawsuits all around. That gets things fixed fast, and at their expense, not yours!

First of all, that "debt" is past the legal statute of limitations for collections which is 5 years in Oklahoma. That debt is DEAD and is NOT legally collectable. They cant do squat. You need to send CEASE COMMUNICATIONS requests to every collector involved. This letter must be sent by certified mail, return reciept requested. Be sure to put the certified # on the letter itself, and keep a copy for your records. This is very important. DO NOT sign the letter, just print. And do not give any personal information. Just give printed name, phone# they are calling you at, and your mailing address, and date the letter. That's it. Nothing more. Now, when they violate your LEGAL request, you sue them for the FDCPA violations. It's easy money! Want some? Now, by the means above, contact every affected credit bureau, and dispute the entry. Inform them that they have illegally re-aged the "debt" and will be sued if it's not immediately corrected or removed. You need to be very specific and very firm with credit bureaus when making disputes. By federal law, they have 30 days to prove or remove the entry. Once it is removed it can never legally come back. If it does, you sue under the provisions of the FCRA. Right now, you have the grounds, and the right to sue each collection agency for the bogus reporting. Its an easy win. Easy money! Want some? Don't let these freaks push you around! Get your lawyer to file lawsuits all around. That gets things fixed fast, and at their expense, not yours!