- Report: #1506178
Complaint Review: On Time Lending - Dallas Texas
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Author Confirmed
Why?
On Time Lending
14850 Monfort st Dallas, 75254 Texas, United States
Phone:
469-375-0785
Web:
www.ontimelending.com
Categories:
Business Rating:
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On Time Lending Bradon Davis Bait and Switch on Mortgage interest & Fees Dallas Texas
*REBUTTAL Owner of company: Re: On Time Lending Bradon Davis Bait and Switch on Mortgage interest & Fees Dallas Texas
*REBUTTAL Owner of company: Category: Home Mortgage, mortgage, Mortgage Brokers, Mortgage Companies, Mortgage company , mortgage lending On Time Lending Bradon Davis Bait and Switch on Mortgage interest & Fees Dallas Texas
*Consumer Comment: They won't answer the phone
I first spoke to Bradon Davis in October of 2020 about getting a home loan. He seemed very knowledgeable and said he could get me approved even though my credit was not all that good. I gave him all my information and a week later he calls to congratulate me on my pre approval. He told me to start looking for a home and said I just needed to do a few things to improve my credit.
I began my home search and after a couple months of searching I find the right house. My realtor submits my offer and is approved so i then called Bradon. Bradon says no problem and will get me a quote on the loan numbers right away. He sends me the loan numbers and everything looks good. Bradon requested more documents and says his lender will send me final loan quote to sign off on.
3 weeks go by until Bradon's lender sends me the final numbers. Upon reviewing the final numbers there is a $20,000 broker/underwriter fee that was not disclosed previously. I immediately call Bradon about this and he tries to say he had told me about this fee before even though it was not listed on the original quote he had sent me.
So now with no time left before my closing date I have to decide to pay this con artist Bradon $20,000 to get my loan done or backout on the home, lose my earnest money and all the time i spent trying to get this home. It was a difficult situation to be in , but ultimately i had to back out of the deal. The worst part was letting my family down after getting them excited for months that we would be out of an apartment and into a house.
Bradon Davis and On Time Lending are a complete fraud and target hard working people in the black community.
3 Updates & Rebuttals
Allie
dallas,Texas,
United States
They won't answer the phone
#2Consumer Comment
Mon, March 22, 2021
They will keep posting their phone number and how they are willing to help, yet they will not answer the phone. REFUND THE PEOPLE YOU SCAMMED THEIR MONEY BACK!
Bradon
Dallas,Texas,
United States
Category: Home Mortgage, mortgage, Mortgage Brokers, Mortgage Companies, Mortgage company , mortgage lending On Time Lending Bradon Davis Bait and Switch on Mortgage interest & Fees Dallas Texas
#3REBUTTAL Owner of company
Fri, March 19, 2021
Hi Paula Norris,
We always appreciate our customers' reviews; however, we cannot find you in our loan system. On Time Lending, LLC is African American-owned and an equal opportunity company. We take your allegations against us very seriously! Are you sure you are a customer of ours? No one here has any correspondence from you. We are asking because we can't charge more than 2.75% of your loan amount.
It is against the law! We are very sorry you've had the experience you had with whomever you were doing business with. Additionally, the company owner does not have any emails from you, did not pull your credit, or anything. We would love to know more about the loan officer you were working with. We invite you to give us a call and see if we can do better than they did. Our number is 469-375-0785.
Bradon
Dallas,Texas,
United States
Re: On Time Lending Bradon Davis Bait and Switch on Mortgage interest & Fees Dallas Texas
#4REBUTTAL Owner of company
Thu, March 18, 2021
Hi Paula Norris, We always appreciate our customers' reviews; however, we cannot find you in our loan system. On Time Lending, LLC is African American-owned and an equal opportunity company. We take your allegations against us very seriously! Are you sure you are a customer of ours? No one here has any correspondence from you. We are asking because we can't charge more than 2.75% of your loan amount.
It is against the law! We are very sorry you've had the experience you had with whomever you were doing business with. Additionally, the company owner does not have any emails from you, did not pull your credit, or anything. We would love to know more about the loan officer you were working with. We invite you to give us a call and see if we can do better than they did. Our number is 469-375-0785.
