Oh, I think we have been had by a big corporation and nothing will be done about it. We're just little common folk and the rich people get richer by our expense. The take because we're old & don't know any better. We can't afford fancy lawyers to fight them and they know this. I would never buy another home or car through Wells Fargo nor do I recommend anyone I know to! It's a bad company. The President of the company walked away with millions in his pockets and was never punished for what he did to the public. He hurt us so bad. I am PTSD, ADLD, have Anxiety, Bipolar 1, and Depression. Do you know how many timesI came close to killing myself over this. We can't even afford floors or furniture in our home. We walk on concrete. We need updated window. The inside and outside of our house needs painting. Our bathrooms needs updating . Everything in our house needs updating. Our garage goes up when it wants too. We have to hire someone to mow our yard. If he & my daughter hasn't had a fight. We can barely pay our bills each month. It's a horrible way to live each month when you live on a fixed income!