TransfirstTransFirst continues to opt in merchants for monthly charges the latest a 12.50 charge that will appear on your statements, and if you have not checked in a while your charges will be thru the roof, on top of up to 50 dollars per month they have opted you in! if you call on this they will send you to retention team that will try and lower rates, if you fight hard enough they will give you back credits! and then they will start raising your rates again! They can't be sold or auctionEd due to their business practices! Bad group!