I have been with PNC for 11 years. I use it mostly for paying bills and getting gas. I am the only one using the card. For the past 3 years, I go to work and home. I do not shop with it outside of my Exxon gas by my house. I sit to do my bills knowing my purchases to add. I see two transactions I did not do. I am no where near Old Bridge NJ, and I always buy 20 dollars even for gas. I had to call in fraud to dispute it. I just got a letter saying it was denied. Now I am out that money. Also, I went to close my accounts because this was a new card issued. The other transaction someone bought a cell phone. I got that money back, thank goodness. But, now I am not happy with PNC and will close my accounts finally for good this weekend. I hope they give me back the money once I go in again.