Candi
Plattsburgh,#2Consumer Comment
Tue, June 28, 2005
I received a call today from Platinum Benefit Group & do as I always do with unsolicited phone calls from credit co...I hung up, then went online to get info about this co. I was amazed to find this site, even more amazed when I found a report mentioning my hometown of Plattsburgh, NY. It was old, from 2002, but I wanted to clarify a few things in that report. I noticed the city was mis-spelled, many yrs ago the letter H was added, therefore to be referred to without it, makes those of us who live here suspicious. The major mistake I noticed was the area code the person reporting used...514. Plattsburgh,NY's area code is 518 and the address used 334 Cornelia is a valid address....Enterprise Rent a Car. Probably a person should check into at least the area code to see if it is the code for the city,that's a red flag that the consumer must address.
Jillian
Tuckerton,#3Consumer Comment
Wed, September 29, 2004
A few months ago the "company" called me and offered me a credit card...after I said sure and gave them my account info they tell me its a prepaid credit card. I called the next day and cancelled the card but somehow the guy I talked to didnt put in the system that I cancelled it or even that I called. So that Friday they tried to take the 89.95 out of my account and made me overdrawn. After them trying to take the money out of my account twice after I spoke to a fwe different people at the "company" I went to my bank. Thank God the woman at the bank understood me and gave me ALL the money back this "company" stole from me. But now I have a new problem, this voice mail service through them is taking money out of my account for something I didnt even know of. Its a complete hassle and Im getting very tired of it.
Jillian
Tuckerton,#4Consumer Comment
Wed, September 29, 2004
A few months ago the "company" called me and offered me a credit card...after I said sure and gave them my account info they tell me its a prepaid credit card. I called the next day and cancelled the card but somehow the guy I talked to didnt put in the system that I cancelled it or even that I called. So that Friday they tried to take the 89.95 out of my account and made me overdrawn. After them trying to take the money out of my account twice after I spoke to a fwe different people at the "company" I went to my bank. Thank God the woman at the bank understood me and gave me ALL the money back this "company" stole from me. But now I have a new problem, this voice mail service through them is taking money out of my account for something I didnt even know of. Its a complete hassle and Im getting very tired of it.
Jillian
Tuckerton,#5Consumer Comment
Wed, September 29, 2004
A few months ago the "company" called me and offered me a credit card...after I said sure and gave them my account info they tell me its a prepaid credit card. I called the next day and cancelled the card but somehow the guy I talked to didnt put in the system that I cancelled it or even that I called. So that Friday they tried to take the 89.95 out of my account and made me overdrawn. After them trying to take the money out of my account twice after I spoke to a fwe different people at the "company" I went to my bank. Thank God the woman at the bank understood me and gave me ALL the money back this "company" stole from me. But now I have a new problem, this voice mail service through them is taking money out of my account for something I didnt even know of. Its a complete hassle and Im getting very tired of it.
Jillian
Tuckerton,#6Consumer Comment
Wed, September 29, 2004
A few months ago the "company" called me and offered me a credit card...after I said sure and gave them my account info they tell me its a prepaid credit card. I called the next day and cancelled the card but somehow the guy I talked to didnt put in the system that I cancelled it or even that I called. So that Friday they tried to take the 89.95 out of my account and made me overdrawn. After them trying to take the money out of my account twice after I spoke to a fwe different people at the "company" I went to my bank. Thank God the woman at the bank understood me and gave me ALL the money back this "company" stole from me. But now I have a new problem, this voice mail service through them is taking money out of my account for something I didnt even know of. Its a complete hassle and Im getting very tired of it.
George
Milwaukee,#7REBUTTAL Individual responds
Tue, December 03, 2002
This is a scam a lot of people dont have the Internet to see that this is a scam find a way to let every boby no.
anti
nyc,#8Consumer Suggestion
Fri, July 12, 2002
It is a scam. The address is a mailbox, the "company" is not registered/licensed to provide credit cards/loans, there is no any legit bank behind them issuing the cards either. They are relatively new. The dozens reports on different web sites, describe the same process as you experienced, but none of them mentions sucessul cancellation, getting refund or getting any card.
To offer garanteed credit line(s) over the phone for upfront fee is federal offense. No legit bank ever does it.
Credit card companies can, and do get information about peoples credit scores, and they do offer PRE-approved cards, but they do not use middlemen shady companies. They first send a lenghty application form, a lenghty list of terms. Only after reading your application (job, income, etc.) offer they an approved credit line. If there is a fee, they charge with it your new card. I assume this is how you got your current credit card.
Many shady/illegit companies buy the name/addresses of people with not perfect credit history, people in the process of credit reestablishing. These scammers then call these vicitms, offering false hope in the form of high limit credit card, loan, credit repair services, etc.
You will get many similar calls. Please, do not accept any offer over the phone. Request it in mail. Then hang up the phone before revealing any information about yourself.
Even if the offer is legit, there is no way you can see all the details, the fine print during a 5 minute long call. Other danger: the indetitiy thiefs. Anybody can claim to be from a legit bank. To reveal your data to a criminal?
If you get any offer in mail, give yourself 5 days. To cool down, to consider, reconsider, research the offer. Come to RipoffReport, ask for information. Type into your search engine : "business name+scam" . If you cannot find any information about a so-called bank, it is a warning sign.
What to do now? Go to your bank, fill a dispute for unathorized charge(s).
If you already have a credit card, after 6-9 months you might consider to apply for another from some legit bank, that you choose. (Before applying for it, check a couple of credit card reviewing/rating sites, to collect information.)
Good luck in getting back your money and in getting a real new card:-)