Complaint Review: New York Life Blake McKinney - Salem Oregon

Potential agents considering a career path change:

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Look for a different company to join, however if you are looking for your wife to divorce you or to stay broke working for New York Life this is the right place for you.  This is a company that runs off of shear incompetence, and when you are formally introduced to all the knuckleheads in this letter of complaint you will understand why they are all knuckleheads. By far I have never been so disappointed in one particular company such as New York Life and here is why.

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As a new agent with New York Life expect a couple of things one is the management is incompetent by design and the head clown once bubbly and fat is Blake Mckinney; aka Blake McSkinney the original punk.  Looking at McKinney's hands in proportion to his body you get an image of one of the characters from Loony Tunes.  Another thing you will encounter is according to KricorNachian that there are only 2 ways to leave New York Life: one is by retiring; and the second way is by having the company destroying your reputation by sending large debts to you and having New York Life's Collections department from Texas contact you after they have replaced your business.  

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Blake McKinney along with KrikorNachian try destroying agents who have left through damaging their credit, reputation among clients and sabotaging their licenses.  Even while you are currently working at their offices they try sticking you with 3010 Log fines of $500, which management claims is because they didn't receive your reports.  They seem to alternate with agents regularly as to who is going to get stuck with this $500 bill that ultimately ends up in Blake McKinney's pocket.  At one point, I overheard Blake McKinney and Krikor laughing about how much money Blake was able to make telling these agents they needed to pay this fine.  However, if you are not easily intimidated by this scam Blake tries to mark up your personnel report with comments that make you look like your potentially causing fraud.

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Both Blake McKinney and Krikor are the same two knuckleheads that eventually encourage other agents to take personal information about your client base to go out and visit for resell.  They literally give out personal information about your client's identity so that another agent can resell a product after your clients have already purchased from you--all while you are still working at NYL.  When you leave the company sends out bills in amounts as little as $200 up to over $10,000 justified by other agents reselling your accounts.  And in most cases have people like Kurt Rassmunassman fabricate stories about you dieing, leaving the business or somehow disappearing into the blue sky so the client feels abandoned; which then like what most management encourages to induce sales is they tell your clients that you may have taken advantage of them to create a need to change out policies--it creates an urgency.

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Folks if you cannot already see a picture building up here I am not sure you can handle learning by accident, so I will finish drawing you a clearer picture of just how bad New York Life is and their management.  At least so you cannot say you were not warned in advance.  In any case, currently this Greater Oregon New York Life Agency is hurting as they lost one of their best money producing agents in the company--Pat McMahon.  I hope this burns Blake McKinney up, his largest agent in Oregon and number one producer gave him the shaft and begin producing at Ohio National and is running a hundred miles an hour but possibly faster to take as much money possible from New York Life.  Most people would be concerned with just that fact that the number one producing agent left running.  Why would Pat McMahon do this and especially his lonely sidekick Andrew Smith?

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I will tell you why?  Because a whipped dog can only take so much and when a crook knows another crook is about to give him the shaft, what does a crook do? Run!!!  I'm just speculating but I would say that like most of the agents Blake McKinney, Josh Jensen and Robert Decruz recruit they will burn them at the end to make sure the competition is eliminated by building a dirty personnel file among among other financially damaging schemes they have learned from Blake McKinney and KrikorNachian.  The fact that New York Life's biggest scumbag didn't feel safe anymore just goes to tell you when you have crooked people in charge of a financial company no one can be trusted.  Crooks can smell other crooks, which is why this is so amusing.

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I am going to keep a running dialogue of all the schemes this company and therefore Blake McKinney participate in so people are aware of the entire picture of what a new agent goes through.  As well because the new agents go through the same issue, so does their immediate family.  The biggest scam I had seen throughout my time with New York Life was watching agents purchase more than one life policy on themselves and their families along with purchasing Long Term Care. Agents were always given 'Golden Carrots' to chase and management always encouraged them to use assets like previous 401ks or what have you to purchase life or LTC during a company sales event that offered bonuses.  So many times I watch agents scramble to get their numbers up to create job security or just recognition by financing a falsehood of achievement.  It eventually got so bad that the California Corporate Office had let someone go from the Long Term Care Training Division, because the trainers were promoting sales activity by encourage agents to by for themselves and their family members.  Even purchasing insurance for other than immediate family to fluff sales.

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The irony in these schemes is that everything that Blake McKinney, KrikorNachian, Robert Decruz and Josh Jenson promotes within their offices chips away at Ethics and Morales.  If you don't have a morale compass where does that begin and end?  Most would believe that it ends with your clients.  I will go to the extent of saying this that New York Life's philosophy is to break the rules until you get caught, and they do tend to look the other way until that person is caught or no longer any use for them.  The unfortunate thing is this company and it's managers demonstrate how corrupt our country has gotten, it is taught, practiced and legal to engage in "Churning."  Do you remember "Churning" when taking your Insurance Law exam?  Well it encourages you not to replace business unless there is a benefit to the client first and foremost.  But here New York Life sells "IPT" which is a 1 year annual renewable term life insurance policy.  What do you think that encourages if people have to constantly switch out a policy because after 1 year the rates will begin going up or I have seen people in this office under fund life policies intentionally to at so point force the client out of a policy to help the agent again earn another commission.

For now, I am going to just let this information sink in so that people can absorb this information to get a general idea of what kind of hell they are in for if they do business with New York Life in the general areas of Eugene, Bend, Salem and Portland.  I would not wish this kind of experience on any new agent even if they were to upset me to no end.  This company will chase you around and mess with your families products.  At some point I will be releasing a recorded call.

You don't even know when other insurance managers are taking your agents Blake McKinney, which goes to show you how clueless you are and you get what you deserve.