- Report: #493229
Complaint Review: HOMEQ SERVICING CORPORATION - Sacromento California
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HOMEQ SERVICING CORPORATION
City of Industry Sacromento, California, United States of America
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HOMEQ SERVICING CORPORATION BEWARE!!!! THESE GUYS ARE CROOKS TRYING TO STEAL MONEY!! DO NOT GIVE THEM A DOWN PAYMENT!! Sacromento, California
DO NOT GIVE THESE GUYS DOWN PAYMENT!!!!!!!!!!!!!!!!!!! I HAVE HEARD THEY TAKE YOUR MONEY AND RUN AND STILL FORECLOSE ON YOUR HOME.
AGAIN BEWARE!!!!
THEY HAVE BEEN TRYING TO MODIFY MY LOAN AND THREATEN FORECLOSURE FOR OVER 12 MONTHS. I AM 250,000$$$ UPSIDE DOWN IN MY ARIZONA HOME AND THEY DO NOT WANT TO TAKE THIS LOSS. THEY WANT ME TO COME UP WITH A DOWN PAYMENT WHEN THE OBABMA HAMP PROGRAM SAYS TO MAKE 3 TRIAL PAYMENTS WITH NO MONEY DOWN.
THEY TRY EVERYTHING IN THIER POWER TO NOT QUALIFY YOU FOR A LOAN MODIFCATION. THEY WILL NOT PUT ANYTHING IN WRITING. THEY WILL NOT ADJUST THE BALANCE BASED ON THE MARKET. THEY ARE JUST FLAT OUT CROOKS. THEY PRETEND TO BE NICE AT FIRST AND MAKE YOU SEND IN ALL THESE DOCUMENTS AND THEN THEY SAY SEE.......YOU HAVE MONEY AND YOU CAN PUT A DOWN PAYMENT. WHAT THEY REALLY DON'T UNDERSTAND IS THAT ALL OF US HAVE RESPONSIBILITIES WITH OTHER THINGS SUCH AS KIDS ETC.
THEY HAVE YOUNG LOSS MITIGATION PEOPLE THAT HAVE NO REMORSE, HAVE NEVER BEEN A HOME OWNER TRYING TO NEGOTIATE THESE LOAN MODS AND USING BULLYING TACTICS TO TRY AND SQUEEZE EVERY LAST DROP OUT PEOPLE AND STILL FORECLOSING ON PEOPLES HOMES AND THEY DON'T CARE.
ITS A JOKE!!!!!!!!!!!!!!!!!!********************** DON'T FAX THEM ANY DOCUMENTS UNLESS THEY FAX YOU SOMETHING IN WRITING THAT SAYS THEY ARE GOING TO DO THIS INTEREST RATE AT THIS TERM ETC.
THIS IS HOW STUPID THEY ARE. I FAXED THEM A BANK STATEMENT THAT SHOWS I HAVE $10,000 IN CHECKING. THEY SAID OH YOU CAN PUT DOWN $19,000 AND WE WILL DO A LOAN MOD. WHAT A JOKE!!!!!! THEY SAID WE WILL GIVE YOU 30 DAYS TO COME UP WITH 19K. OF COURSE IT WAS A YOUNG KID THAT HAS NEVER HAD TO FIGHT FOR ANYTHING IN HIS LIFE EXCEPT PROBABLY HIS COLLEGE DORM ROOM. THESE GUYS ARE SO STUPID IN THE LOAN MOD DEPARTMENT THOUGH IT WOULDN'T SURPRISE ME IF THEY JUST HIRE ANYBODY OFF THE STREET TO ATTEMPT THESE LOAN MODS. THEIR ARE SOME REPUTABLE ONES OUT THERE THOUGH LIKE (((REDACTED))) WHO HAVE HELPED ME AND OTHERS. THEY WERE BAD AT FIRST THOUGH AS WELL.
DONT DO ANYTHING THOUGH UNLESS YOU GET SOME SORT OF A CONTRACT IN WRITING FROM ANY OF THESE CROOKS. DON'T SEND THEM ANYTHING UNLESS YOU DO BECAUSE THEY WILL USE ANY PIECE OF LEVERAGE POSSSIBLE AGAINST YOU.
ASK TO SEE THE ORIGINAL LOAN DOCS TO BECAUSE MOST OF THESE LOANS HAVE FRAUDULENT GOOD FAITH ESTIMATES AND YOU CAN HIRE AN ATTORNEY TO GET THESE LOANS MODIFIED BASED ON FRAUDULENT GOOD FAITH ESTIMATES.
GOOD LUCK TO ALL!!!!! THIS IS ALL OUT WAR AGAINST THESE BANKS!!!!!!
3 Updates & Rebuttals
Annoymous
Snohomish,Washington,
U.S.A.
YES!!!!)))))
#2Author of original report
Sun, February 14, 2010
FINALLY!!!!!!))))))))))))))))))LOL)))lol
Finally somebody else agrees. YES, DO NOT LET THESE CROOKS BULLY YOU!!!!!!!!!! THEY ARE THIEVES and I hope and pray they get shut down!!!!!!!!!!!!! I have been trying for almost two years to get a loan MOD!!!!!!! I will try the States commissioner of Banks.
Anybody else having any luck getting a modification right now???
I heard there is going to be new legislation for these CROOKS/BANKS to start lowering the principal balances on homes because nobody can't refinanced because they owe to much on the homes? Whats going on out in the jungle? Anybody know?))))LOL
Tired in NC
Poplar Branch,North Carolina,
USA
I agree!
#3Consumer Comment
Wed, October 14, 2009
I agree, do not give HomEq any money. I have been battling them since March, 2009 trying for a loan modification. They have stalled me, lost my paperwork, didn't receive paperwork, etc. I can never talk to the same person, they won't let me leave messages for that person and when I finally did (one time) get a voice mail, the guy must have quit or something because I've never heard from him again. It's always someone different.
All my insurance is escrowed into my monthly payment but for some reason, every year, HomEq doesn't receive proof of insurance so they force me to buy their insurance. I call my insurance agent, he produces proof that he faxed the information in a timely manner, then refaxes it. All is good but for some reason my payment never goes back to the original amount. My payment has increased by $300.00 a month over the past 2 years. I also receive a statement every month for "property inspection" $95.00. Boy that is a joke. I live in the woods and there hasn't been one person come to my property to inspect anything.
My cries for help have fallen on deaf ears. They don't care about anything but getting money out of you. They want me to come up with $7400.00 before they will even consider me for a loan mod. And, they can't guarantee anything. But boy, they sure don't have a problem taking food off my table so they can get theirs. I'm not asking for much. I can afford $1400.00 a month. Take that figure and do the math. 30 years of $1400.00 monthly payments is $594,000.00. My loan amount is $278,000.00. That is quite a bit of profit wouldn't you say? But they aren't happy with that.
I finally complained to the North Carolina Commissioner of Banks. They put a postponement on the foreclosure with a demand that my complaints be addressed. I don't know if it's going to help or not but I'm not going to let those legal thieves take any more of my money. I'll walk away from the house before I send a penny to them unless they can accept what I can pay them. I've worked hard all my life for everything that I have but I won't think twice about leaving it all if I have to starve to live in it.
All these companies that alot of us got sucked into should be disolved. All the brokers that got us sucked in should have their license revoked. They made their money off us and living good right now. Sounds like the tobacco companies doesn't it?
Anybody that is dealing with HomEq, please call HUD, your state's Commissioner of Banks and anyone else you can call to help you. Don't let HomEq bully you, or any other mortgage lender for that matter.
Not putting up with it in NC!
Whut?
sacramento,California,
U.S.A.
Really?
#4Consumer Comment
Thu, October 01, 2009
You are gripping because your mortgage company is threatening to foreclose and wants a down payment to modify your loan for your home in Arizona "all you have is $10,000 in your checking account" AND you live in Washington state???
1- most people do not have $10 in their checking account
2- most people are trying to save the homes they LIVE in
3- with $10,000 in your checking....why would they be threatening foreclosure...this to me would seem YOU did not make your payments on your beloved Arizona home for at least 15 months-the Obama plan has only existed a few months at best
4- if they want a $19,000 down payment it is due what you owe in back payments and the financial information you submitted
5- dig awhole lot deeper for sympathy, get rid of ONE of your homes and get off the pity train
