Robert
Irvine,#2Consumer Suggestion
Tue, November 27, 2007
Well first off if your son filed for bankruptcy and did not list the vehicle he is very lucky that the entire bankruptcy was not thrown out. By regulation he is required to list ALL creditors and assets. So I hope that when you mean it was "not even listed on the sheet of items", you ment it was listed in the bankruptcy but he re-afirmed the debt. Now, if he did not list the vehicle, it might be wise not to tip off anyone and have the possibility of the bankruptcy re-opened and possibly dismissed. There is not enough information here to know why they repoed the vehicle. But, even if they did repo the vehicle and should not have, you may be limited to the damages of all of the fees you had to pay. Anything that went toward the principal of the loan you probably would not get back, since that would eventually have to be paid.