Attention all Fleet Bank credit card holders. If you receive Balance Transfer checks in the mail with a no fee and a 4.9% rate for the 1st 6 months, do not deposit them in your checking account and pay your bills. If you do, you will be assesses a 4% transaction fee and charged 19.9% until the balance is payed off. They mislead you on their offer and then when you send in your payoff money to stop the madness they will take up to three weeks to post it to your account so that, you guessed it, they can continue to strtch out that 19.9% interest rate for as long as possible. Da Bums !!