- Report: #15270
Complaint Review: First National Credit Card - Sioux Falls South Dakota
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Author Not Confirmed
Why?
First National Credit Card
p. o. box 5120 Sioux Falls, 57117-5120 South Dakota, U.S.A.
Phone:
1-888-883-9824
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
First National Credit Card Royal Legacy Visa = Royal Ripoff
I applied for this card online and was approved. About 2 weeks later, I got the first month's bill for 176.00 in fees for accepting the card. They said that they mailout the bill and the card at the same time, so I waited another week or so for my card, but it never came, so I called back.
I asked why I had to pay the min. pymt. for 20.00 if I hadn't even got the card yet. They said b/c you agreed to the fees. I said Fine, but I am not going to pay for the card if i haven't gotten it yet.
They said I would have to or else they would close the account. I really needed the money, so I tried to explain that I couldn't afford to pay for the card if I haven't gotten it yet. What if they sent it to the wrong address, and someone else got it?
I simply can't afford it. They told me that it was not their problem and they charged me a 30.00 late fee on my card when I got it a week later. Since my account was then past due, they suspended my spending "priviledges". Go figure. Thanks for reading.
Jessica
Sulphur LA
*UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit
Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
I asked why I had to pay the min. pymt. for 20.00 if I hadn't even got the card yet. They said b/c you agreed to the fees. I said Fine, but I am not going to pay for the card if i haven't gotten it yet.
They said I would have to or else they would close the account. I really needed the money, so I tried to explain that I couldn't afford to pay for the card if I haven't gotten it yet. What if they sent it to the wrong address, and someone else got it?
I simply can't afford it. They told me that it was not their problem and they charged me a 30.00 late fee on my card when I got it a week later. Since my account was then past due, they suspended my spending "priviledges". Go figure. Thanks for reading.
Jessica
Sulphur LA
*UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit
Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
1 Updates & Rebuttals
Vorless darkchaos
Gilbert,Arizona,
U.S.A.
first national creditcard is no Scam
#2Consumer Comment
Fri, March 19, 2010
It is your problem and not theres.
You are 100%
responsible for what you owe on your card.Just because card did not come with the bill that does not mean you should not pay. It is a big chance that when they were mailing out your stuff that your card was not ready.
I have first national creditcard as well and i never had any problems with them at all.
Over 2 months ago i went over my limit by a little bit and i got a change $29 but when i call and explain they refund the $29
first national creditcard is not scam.
