- Report: #16761
Complaint Review: Countrywide Home Loans Inc. - Simi Valley California
-
Author Not Confirmed
Why?
Countrywide Home Loans Inc.
400 Countrywide Way Sv-35 Simi Valley, 93065 California, U.S.A.
Phone:
818-225-3000
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Countrywide Home Loans Inc. Countrywide is destroying our lives Simi Valley California
Countrywide homes Loans Inc is a LAPP lender for the Department of veterans affairs. As a LAPP lender they do the job the VA would otherwise do in processing a VA loan. One of their jobs is to review the appraisal, and other reports about the property to make sure the property meets the VA's minimum property requirments.
These minimum property requirements are their to protect the interest of the veteran and the government. The minimum property requirments are there to insure that the property is safe, structurally sound, and sanitary.
The Lender reviews the appraisal and other reports to see if there is any indication that the property does not meet the minimum property requirements. If they find any proprty condition that would not meet the minimum property requirements than that condition must be resolved before closing or the property can not go VA.
In my case there were property conditions that didn't meet the mimimum property requirments that the lender could have but didn't identify. And some they did identify but still let the loan go through.
One of the conditions was the property had inadequate drainage.
The home is 3 feet below the grade. Because of this the house substained major damage this is not something covered by insurance so we had to repair it. This got us behind on our payments.
We tried to sell the home to keep from going into foreclosure. But could not sell it because it is substandard.
Then county says it will have to be repaired or be condemned.To repair the home will cost $142,000.00 and we only paid $136,000.00
The following is a list of items that countrywide failed to
resolve prior to closing; the grade, the gragage has no footings, the septic doesn't work, and street maintance agreement. They violated VA regulations and Federal law in doing this loan. We are now in foreclosure because we can't fix the home and pay the house payments at the same time. The house must be fixed as it is putting our lives in danger.
Under VA regualtions and Ferderal law are loan isn't even valid. Countrywide is the one at fault and they are taking our home, because we can't make the payments due to their negligence. We want them to either repair the home or they can have the home if they pay us what we put into it, what we will owe the government if the foreclosure goes through, and what we are losing in equity. Or they can give us the home free and clear and will demo it and build a new one on the lot.
If the foreclosure goes through and they get the laon guarantee from the VA, they will be defrauding the government, and stealing the peoples tax dollars, their not entitled to on an invalid loan.
Countyrwide you can't break the law and make a profit doing it.I will fight you to the bitter end. Not only are you screwing me and my family your stealing from every tax payer in the country. And if you get this home through foreclosure I will make d**n sure that you can't sell this home to someone else and run their life too. You know every thing that's wrong with this house,and you know that if you sell it your putting someones life in danger! I will let the world know that your willing to put someones life in danger for a profit.You wait and see what I am made of.
To anyone in the media, if you would like a video tape
showing this house and the dangerous conditions in the house, let me know. The world needs to see what Countrywide Home Loans Inc. is willing to sell to an unsupecting person for their own profit.
COUNTRYWIDE GET READY FOR A BATTLE!!!!!!S DON'T GIVE COUNTRYWIDE YOUR BUSINESS THEY VIOLATE VA REGULATION AND FEDERAL LAW TO MAKE A PROFIT OFF VETERANS! WE WERE WILLING TO PUT OUR LIVES ON THE LINE FOR PEOPLE LIKE THEM, AND THEY SHOULD NOT MAKE A PROFIT SCREWING OVER VETERANS. I CALL UPON MY FELLOW VETERANS TO STAND BEHIND ME AND LET COUNTRYWIDE KNOW THAT VETERANS WILL NOT STAND FOR BUSINESSES SCREWING A FELLOW VETERAN! I AM ASKING ANY VETERAN WILLING TO WRITE COUNTRYWIDE A LETTER TELLING THEM THAT VETERANS WILL NOT GIVE THEM THEIR BUSINESS IF THEY SCREW A FOLLOW VETERAN. MY NAMES IS JAMES MANDARINO AND I NEED THE HELP OF MY FELLOW VETERANS TO STAND WITH ME AND PROTEST COUNTRYWIDE. MY E-MAIL IS [email protected]
JAMES
MENIFEE, California
Click here to read other Rip Off Reports on Countrywide Mortgage
These minimum property requirements are their to protect the interest of the veteran and the government. The minimum property requirments are there to insure that the property is safe, structurally sound, and sanitary.
The Lender reviews the appraisal and other reports to see if there is any indication that the property does not meet the minimum property requirements. If they find any proprty condition that would not meet the minimum property requirements than that condition must be resolved before closing or the property can not go VA.
In my case there were property conditions that didn't meet the mimimum property requirments that the lender could have but didn't identify. And some they did identify but still let the loan go through.
One of the conditions was the property had inadequate drainage.
The home is 3 feet below the grade. Because of this the house substained major damage this is not something covered by insurance so we had to repair it. This got us behind on our payments.
We tried to sell the home to keep from going into foreclosure. But could not sell it because it is substandard.
Then county says it will have to be repaired or be condemned.To repair the home will cost $142,000.00 and we only paid $136,000.00
The following is a list of items that countrywide failed to
resolve prior to closing; the grade, the gragage has no footings, the septic doesn't work, and street maintance agreement. They violated VA regulations and Federal law in doing this loan. We are now in foreclosure because we can't fix the home and pay the house payments at the same time. The house must be fixed as it is putting our lives in danger.
Under VA regualtions and Ferderal law are loan isn't even valid. Countrywide is the one at fault and they are taking our home, because we can't make the payments due to their negligence. We want them to either repair the home or they can have the home if they pay us what we put into it, what we will owe the government if the foreclosure goes through, and what we are losing in equity. Or they can give us the home free and clear and will demo it and build a new one on the lot.
If the foreclosure goes through and they get the laon guarantee from the VA, they will be defrauding the government, and stealing the peoples tax dollars, their not entitled to on an invalid loan.
Countyrwide you can't break the law and make a profit doing it.I will fight you to the bitter end. Not only are you screwing me and my family your stealing from every tax payer in the country. And if you get this home through foreclosure I will make d**n sure that you can't sell this home to someone else and run their life too. You know every thing that's wrong with this house,and you know that if you sell it your putting someones life in danger! I will let the world know that your willing to put someones life in danger for a profit.You wait and see what I am made of.
To anyone in the media, if you would like a video tape
showing this house and the dangerous conditions in the house, let me know. The world needs to see what Countrywide Home Loans Inc. is willing to sell to an unsupecting person for their own profit.
COUNTRYWIDE GET READY FOR A BATTLE!!!!!!S DON'T GIVE COUNTRYWIDE YOUR BUSINESS THEY VIOLATE VA REGULATION AND FEDERAL LAW TO MAKE A PROFIT OFF VETERANS! WE WERE WILLING TO PUT OUR LIVES ON THE LINE FOR PEOPLE LIKE THEM, AND THEY SHOULD NOT MAKE A PROFIT SCREWING OVER VETERANS. I CALL UPON MY FELLOW VETERANS TO STAND BEHIND ME AND LET COUNTRYWIDE KNOW THAT VETERANS WILL NOT STAND FOR BUSINESSES SCREWING A FELLOW VETERAN! I AM ASKING ANY VETERAN WILLING TO WRITE COUNTRYWIDE A LETTER TELLING THEM THAT VETERANS WILL NOT GIVE THEM THEIR BUSINESS IF THEY SCREW A FOLLOW VETERAN. MY NAMES IS JAMES MANDARINO AND I NEED THE HELP OF MY FELLOW VETERANS TO STAND WITH ME AND PROTEST COUNTRYWIDE. MY E-MAIL IS [email protected]
JAMES
MENIFEE, California
Click here to read other Rip Off Reports on Countrywide Mortgage
2 Updates & Rebuttals
m
denton,Texas,
think about it
#2Consumer Comment
Thu, April 25, 2002
Any company that you borrow from to fulfill your dreams at the current time, as opposed to waiting to a later date until you have the money, is going to receive a benefit from doing so. If you look at any truth-in-lending disclosure, even at an interest rate that is considered favorable, the cost of the loan will equal 2 to 4 times the amount of the purchase price over a standard 30 year period. What you must also tale into account is the appreciation of the value of the property. if you are in any kind of decent area for real estate sales you will see an appreciation of the value of the property go up at rates higher than the rate of inflation, therefore lowering the actual =rate of interest you are paying for the loan to buy the property you would only be looking at if you did not take out the loan. Do you feel that you deservw an interest free loan? Then talk to your mommy about getting you the money to buy your house, while I live in the house I want to live in.
MICHAEL
SPRING HILL,Florida,
IT'S WORSE THAN YOU THINK
#3Consumer Suggestion
Thu, March 14, 2002
COUNTRYWIDE WAS AND MAY STILL BE IN BANKRUPCY.FULL SPECTRUM,COUNTRYWIDE,BANK OF NEW YORK AND CHASE MANHATTAN ARE DIFFERENT MASKS FOR THE SAME FACE-DIFFERENT SPICKETS FROM THE SAME DRUM OF ALE. SHOCKINGLY,CONSIDERING ALL THE MONEY THEY LEND AT USURIOUS RATES THAT STAGGER COMPREHENSION, "COUNTRYWIDE" HAS NO MONEY. DID YOU HEAR THAT.THEY LEND AND RECEIVE PAYMENTS,BUT THEY HAVE NO MONEY. HOW DO THEY DO THAT? THEY USE MENTAL MANIPULATION, ALCHEMY AND LITTLE DANGLING OF A CARROT ON A STICK TO THE PUBLIC.THEY FOOL ALMOST EVERYONE,EVEN BANKERS. SHOULD YOU HAVE TO PAY 3 TIMES FOR YOUR HOUSE OR PAY FOR THREE OR FOUR HOUSES JUST TO BUY ONE? YET PEOPLE DO IT BY THE DROVES EVERY DAY AND FEEL GREAT ABOUT IT? FOR A FULL REPORT ON HOW THIS LOAN-MORTGAGE-BANKING SYSTEM WORKS WHEN A COMPANY OR BANK THAT HAS AN EMPTY VAULT LENDS MONEY AND GETS PAID WITH YOUR MONTHLY MORTGAGE PAYMENTS WHILE THE DOCILE-SHEEP-LIKE AMERICAN PUBLIC MAKE THEM RICH BEYOND YOUR IMAGINATIONS,WHILE AMERICAN'S FINANCIAL DESTIMIES GO DOWN THE DRAIN WITH WHAT REMAINS OF THE UNITED STATES CONSTITUTION. [GO TO SEARCH ENGINE-LOOK UP FRAUD AND FEDERAL RESERVE AND JECKYLL ISLAND and go from there] FOR A DETAILED EXPLANATION ON HOW THEY GET AWAY WITH THIS. REMEMBER,WHEN THE BANKS,THE CREDIT BUREAUS,AND APPLIED DIGITAL SOLUTIONS [NASDAQ ADSX],A FRONT FOR A FASCIST POLITICAL POWER IN EUROPE WITH PLANS TO IMPLANT EVERYONE WITH A MICRO-CHIP [AGAINST THEIR WILL] AND MAKE THEM WORSHIP THE DEVIL [IN MY OPINION].YES INDEEDEE,THEY HAVE BIG PLANS FOR ALL OF US. SO YOU ASK THE QUESTION: WHAT CAN THE SHEEP AND POWERLESS CITIZENS OF THE WORLD DO? I'M GLAD YOU ASKED THAT QUESTION.IT IS SIMPLE,GET A PEN AND PAPER OUT,CALL YOUR LOCAL COURTHOUSE,GET SMALL CLAIMS FORMS,LEARN HOW TO FILE LAW SUITS BIG-OLD WHOPPER LAW SUITS FOR MILLIONS AND SUE THE PANTS AND WALLETS RIGHTS OUT FROM UNDER THEM. IF 500 TO ONE AND A HALF MILLION LAWSUITS ARE FILED AGAINST THEM AND SIMILAR REPREHENSIBLE ORGANISATIONS,THEY GO BANKRUPT.REMEMBER,NO ONE WILL FORCE YOU TO GET A MICRO-CHIP AND WORSHIP THE DEVIL IF THEY DON'T GET PAID TO DO IT.SO,SUE THEIR BOSS.NOW,GET OUT YOUR PEN,COMPUTERS AND TYPE-WRITERS AND LET US ALL FILE A FORREST-FULL OF LAW SUITS AND JUST HAVE FUN WITH IT!!!! THEY'LL BE SORRY THEY EVER TRIED TO GET US CHIPPED!
