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  • Report:  #449127

Complaint Review: Chase Bank - Dallas Texas

Reported By:
- Seal Beach, California,
Submitted:
Updated:

Chase Bank
Dallas, 75266 Texas, U.S.A.
Phone:
800-788-7000
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
Me and My wife had a Checking account with Wamu in Seal Beach Ca.

I had a Debt card, which was not problem.

I applied for a Credit card ( Wamu ) and was denied unless I backed up the credit card with $ 500.00 secrutiy. I said fine and I received the Credit card, I had the card for about a month, and received a letter that CHASE had bought Wamu, fine, and I would receive a credit card from Chase at some time. I never did, fine. so I just left it alone...well today I went to X-Wamu ( Chase ) and asked for a Chase credit card...no you have no credit in the USA...I said fine take 500.00 to 5,000 or what ever you want for securtiy, well the answer was Chase does not do that.....I don't believe that. but ok....

Backfround: I am a Canadian Citizen married to a US Citizen and I am a Permenent resident of the US as of 2004

I have a credit score in Canada of 829 but not in the US..( fine )

My wife is a Doctor and is In the who's who in America, and her name is on the account, but I can't even get a 500 limit credit card as before..

My background in Canada is tax Consultant, Foresic Auditor for IWA Canada and United Steel Workers of America for years and years, own a house in Canada paid for and 9 lots, and Bank Accounts in Vancouver etc because I am a deemed Canadian Resident and a USA resident.....We own our house in Seal Beach and free of debt except for a 35' Motorhome.

BOTTM LINE: We have money in the Chase Bank but I can't even get a credit card in my name..only...both yes....no way...So I have to Charge on my Canadian Credit Cards, which my American Express, Visa, Mastercard, Sears etc and with no balances....Bye Chase, to bad Wamu was great and a good bank.

I'll just go to Wells Fargo ( Where my wife as been with for 25 years ) and deposit all my money from Chase and I will have my wife back up my credit card and forget about Chase.

I never needed a credit card just a debt card anyway, but shows you what kind of a bank Chase is.........

Ben ( Seal Beach Ca )

Ben

Seal Beach, California

U.S.A.


2 Updates & Rebuttals

Ben

Seal Beach,
California,
U.S.A.
Chase bank

#2Author of original report

Fri, July 17, 2009

I applied for a credit card with Farmers and Merchants and received one in a few weeks ( Visa ) I did not have to have them hold 500.00 for a limit of 500.00 which all I wanted.....Thank you F & M for trusting in me...This Branch is in Seal Beach as was Chase...and my wife did not have to sign for me to receive the card. Now we will deposit funds in their bank. Ben Seal Beach ps. ( Credit Score in Canada 839 ) It may of helped me, but not at Chase...They did not trust me....for a 500 credit card...in The USA. I have a 50,000 credit limit in Canada....Can you believe this and I still do.


Ben

Seal Beach,
California,
U.S.A.
Just some interesting information

#3Author of original report

Fri, June 12, 2009

I just reviewed my Credit cards in Canada: I have a 60,000 credit line. on Visa, Mastercard, Amercian Express, Sears, Hudson Bay, Zellers etc. and no balance ( paid off each month ) And now my Credit score is 839...Excellent rating....Our income in the USA is 130,000 and that is in Pensions for the rest of our lives and I can't get a 500.00 dollar credit card from Chase....what a laugh...I don't care, I'll just keep my Canadian Credit cards and pay in American funds all workd out the same..but it's nuts...My wife has her American Credit cards so let it be.......Chase, Chase my dust I'm running as fast as I can away from your Banks.

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