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  • Report:  #1411624

Complaint Review: Bradley Jackson Esper Law Firm - Nationwide

Reported By:
Lauren - other, United States
Submitted:
Updated:

Bradley Jackson Esper Law Firm
Nationwide, United States
Web:
N/A
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Below is the email II received an email from a Bradley Jackson from Esper Law Firm stating that I need to settle and account for Quick Payday. The email stated my current address, driver's license, employer, date of birth and social security number. The email did not provide any contact information for the law firm or quickpayday. I believe that  this is a scam and I have reported to FTC. I have never opened an account with quickpayday.

Date: Nov. 13th, 2017

 

Dear: xxxxxx

Address:xxxxxx

SSN:  xxxxxx

DOB:  xxxxxx

Employer: xxxxxx

Driver’s License#:xxxxxx

Drivers State:  xxxxxx

Reference#: xxxxxx

 

Plaintiff: Quick Payday

Account id: xxxxxx

This letter is a prior notification to you regarding your account with Quick Payday before your file gets registered inside the courthouse with the legal procedures on your name.

This notice will certify that a petition has been entered against you. The above name entity individual respectfully requests that you immediately settle this account. This consideration includes the penalty fees, judge fees; courthouse fees, etc. It may put you in a legal mess.

Since you have not made the payment, we would be forced to commence lawsuit without further delay followed by all the legal interrogatories and consequences; this could further jeopardize your credit ratings, and your social will be hampered. The company holds the prima facie regarding your case.

The longer you go without paying your payday loan, the more you will owe the lender. Because money lender often charges hefty interest rates (up to 600% annually) and fees for nonpayment. Some states have rules related to how much interest a payday lender can charge, however, other states, such as Texas; allow payday lenders to charge unlimited interest and fees for nonpayment.

Besides, non-repayment of the loan will be reported to the three major credit bureaus causing severe damage to your credit score, jeopardizing your credibility in future. Defaulting on loan obligations may result in not being able, or being less able, to borrowing again in the future from other credit institutions, the collection action will stay on your credit report for seven years.

 

Also, to inform you that this loan was provided to you against your paychecks. My claimant that's your Quick Payday has all the rights and is authorized to Email/Fax the official copy of the court subpoena to your human resources or the legal representative of your firm. Wherein, they have to appear in the court while the case is on which would be resulting in termination from the full-time employment and to make sure they take strict actions against you. Consequently, your salary/wages will be garnished.

 

This is the last warning before taking further actions on the judgment against you. Failure to this notice will require us to utilize one of the enforcement as mentioned above options against you. No further notice will be given before further enforcement actions on this judgment.

 

If you have any issues regarding this matter reply us back and we will contact you as soon as possible to help you to get out of this issue.

 

 

Sincerely,

Bradley Jackson

Legislation Department

Esper Law Firm



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