Complaint Review: Bankatlantic - Ft Lauderdale Florida

We need to get a Classaction suit going against Bankatlantic banking policies. They are not even good accounting procedures and oviously intended to 'legally' steal from the consumer. This is my first input on this site and my lack of legal knowledge is very large. I pledge a lawyer to please try to help us get back the money we have lost because of this bank accounting malpractice and then some for our aggravation. I'm sure if this goes public, we'll get the attention we need to solve this problem. Closing the bank account is not the solution. There will be others that will fall on their trap.

RE: BankAtlantic - Everywhere in Florida!!! No City is Exempt from their fraudulent practices. My situation is very similar to that of other account holders with this lousy bank. Between April 2008 and May 2008, I was hit with over $1000 in overdraft, NSF, unavailable OD, continuous overdraft and any other fee the folks at BankAtlantic could think up to hit my account with. Want PROOF...??? Well, take a look at this... 4/15/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 4/17/2008 FORCE POST DEBIT FOR OVERDRAFT CHECK # 2267255 -32 4/17/2008 FORCE POST DEBIT FOR OVERDRAFT PREAUTHORIZED DEBI -32 4/18/2008 FORCE POST DEBIT FOR OVERDRAFT PREAUTHORIZED DEBI -32 4/21/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 04-21-08 -5 4/22/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 04-22-08 -5 4/22/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 4/22/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 4/23/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 04-23-08 -5 4/24/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 04-24-08 -5 4/29/2008 FORCE POST DEBIT FOR OVERDRAFT CHECK # 543 -32 4/29/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 4/29/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 4/29/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/5/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-05-08 -5 5/6/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-06-08 -5 5/6/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/6/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/6/2008 FORCE POST DEBIT FOR OVERDRAFT PREAUTHORIZED DEBI -32 5/7/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-07-08 -5 5/8/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-08-08 -5 5/9/2008 FORCE POST DEBIT FOR OVERDRAFT CHECK # 547 -32 5/13/2008 FORCE POST DEBIT FOR OVERDRAFT ATM WITHDRAWAL -32 5/13/2008 FORCE POST DEBIT FOR OVERDRAFT ATM WITHDRAWAL -32 5/13/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/14/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/14/2008 FORCE POST DEBIT FOR OVERDRAFT PREAUTHORIZED DEBI -32 5/15/2008 FORCE POST DEBIT FOR OVERDRAFT CHECK # 549 -32 5/15/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/15/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/16/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/16/2008 FORCE POST DEBIT FOR RETURN OF CHECK # 2930154 -32 5/19/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-19-08 -5 5/20/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-20-08 -5 5/20/2008 FORCE POST DEBIT FOR OVERDRAFT PREAUTHORIZED DEBI -32 5/21/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-21-08 -5 5/22/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-22-08 -5 5/22/2008 FORCE POST DEBIT FOR OVERDRAFT CHECK # 2930154 -32 5/23/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-23-08 -5 5/23/2008 FORCE POST DEBIT FOR OVERDRAFT CHECK # 550 -32 5/27/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-27-08 -5 5/27/2008 FORCE POST DEBIT FOR OVERDRAFT PREAUTHORIZED DEBI -32 5/28/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-28-08 -5 5/28/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/28/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/29/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-29-08 -5 5/29/2008 FORCE POST DEBIT FOR OVERDRAFT POS PURCHASE -32 5/29/2008 FORCE POST DEBIT FOR OVERDRAFT PREAUTHORIZED DEBI -32 5/30/2008 FORCE POST DEBIT FOR CONTINUOUS OD ON 05-30-08 -5 And it goes on... and on... and on. All this was went on even while my direct deposit was going into my account and payments and checks manipulated to post when money was not available. There needs to be a class action lawsuit or an investigation launched against BankAtlantic for fraudelently and illegally charging customers bogus fees just to make a buck. The MADNESS needs to stop and BankAtlantic's Officials arrested. G.G. Tamarac, FL

I have had continuous problem with bankatlantic below is a brief summary of my account status and below an explanation of the problem DEDUCTION/DEPOSIT*REMAININGBALANCE[] 12/26/2007 Pending: DUNKIN -$6.16 -$300.50*161.40 12/26/2007 Pending: SUNOCO -$15.00 -$294.34 12/26/2007 UNAVAILABLE/OD -$32.00 -$279.34 12/26/2007 UNAVAILABLE/OD -$32.00 -$247.34 12/26/2007 UNAVAILABLE/OD -$32.00 -$215.34 2/26/2007 UNAVAILABLE/OD -$32.00 -$183.34 12/26/2007 UNAVAILABLE/OD -$32.00 -$151.34 12/26/2007 UNAVAILABLE/OD -$32.00 -$119.34 12/25/2007 Pending: BLOCKBUSTER ONLINE -$19.07 -$87.34*140.24 12/25/2007 Pending: BIG DADDY'S -$25.19 -$68.27 12/25/2007 Pending: PLAYSTATION NETWORK -$5.00 -$43.08 12/24/2007 Pending: FT LAUD & -$1.00 -$38.08 12/24/2007 Daily Ledger Balance -$37.08 12/24/2007 MERCHANT PURCHASE EBAY INC. -$2.10 -$37.08 12/24/2007 POS PURCHASE SUPER STOP -$5.65 -$34.98 12/24/2007 POS LIBERTY GLBL -$7.13 -$29.33 12/24/2007 POS LAKESIDE JEWEL -$20.00 -$22.20 12/24/2007 POS PURCHASE WALGREEN -$25.10 -$2.20 12/24/2007 MERCHANT PURCHASE -$30.00 $22.90 12/24/2007 FOR OVERDRAFT -$32.00 $52.90 12/24/2007 FOR OVERDRAFT -$32.00 $84.90 12/24/2007 FOR OVERDRAFT -$32.00 $116.90 12/24/2007 FOR OVERDRAFT -$32.00 $148.90 12/24/2007 MERCHANT PURCHASE TRAVELERS -$354.41 $180.90 12/24/2007 FROM CHECKING ACCOUNT #2 +$200.00 $535.31 12/21/2007 Daily Ledger Balance $335.31 Starting off from the bottom going up.on 12/21 my balance was $335.31, I needed to make a payment to my insurance in the amount of $354.41 My current balance wasnt enough so i transfered $200 dollars from my other checking account before i made the payment leaving my account at $535.31 OK subtract the $354.41 for insurance im left with $180.90 , at least thats the way it was supposed to go. between 12/21-12/25 the purchases i made totaled $140.24 I was incurred overdrafts even though i had an available balance of $40.66 When i called and asked the operator why she explained that it was because the payment for $354.41 was posted on 12/21 Then i explained how i made a transfer of $200 and she said it wouldnt have transfered until the next business day AKA 12/24 After alot of back and forth she tripped up and said transfers are instant unless posted on the weekend. I then questioned why I could be charged on friday but not receive available funds on friday. She then explains how I made the transfer on Saturday and it was completed on 12/24(monday) This is ridiculous i made the transfer from my desk on friday12/21 before i paid my insurance. To sum it up im getting even more overdrafts from pending purchases that i assumed would have been within my account balance. so they lied and changed their records to reflect that i made the transfer on a saturday when i know i didnt. this is how it should have looked $335.31 Starting balance +$200 Transfer from 2nd acct ----------- $535.31 Total available -$354.51 Insurance Payment ----------- $180.90 Total available -$140.24 Charges 12/21-12/25 ----------- $40.66 Total Available -$21.16 Charges 12/26 ----------- $19.50 Remaining balance In closing the numbers add up perfectly but what it comes down to is the fact that they say their records indicate i transfered on 12/22(saturday) AKA non-business day. I have no way to prove otherwise and the online banking even indicates that i transfered on 12/24 which also conflicts with the info they gave me. I dont know what to do, clearly there is some type of fraud happening here so im lost.