Wayne
Kailua,#2Author of original report
Thu, May 10, 2007
Thank your for your report. I wrote at the beginning of my complaint that Lance Blanchard worked for Affinity Funding and Jason Radwan was the overall supervisor, owner, of Affinity Funding that I las talked to. He more or less said, "if it sounds to goo to be true than it must not be." That is what they say about scammers. I guess he is saying that I got taken by a scammer, Lance Blanchard and Affinity Funding. Alliance Bancorp was notified by me bo0th prior to the loan being sold to Washington Mutual and a copy of this complaint was sent to them. They didn not respond to either. That only tells me that they were in cahoots with Affinity Funding. Especially since they sold the loan to Washington Mutual after only 1 month.
Wayne
Kailua,#3Author of original report
Thu, May 10, 2007
Thank your for your report. I wrote at the beginning of my complaint that Lance Blanchard worked for Affinity Funding and Jason Radwan was the overall supervisor, owner, of Affinity Funding that I las talked to. He more or less said, "if it sounds to goo to be true than it must not be." That is what they say about scammers. I guess he is saying that I got taken by a scammer, Lance Blanchard and Affinity Funding. Alliance Bancorp was notified by me bo0th prior to the loan being sold to Washington Mutual and a copy of this complaint was sent to them. They didn not respond to either. That only tells me that they were in cahoots with Affinity Funding. Especially since they sold the loan to Washington Mutual after only 1 month.
Wayne
Kailua,#4Author of original report
Thu, May 10, 2007
Thank your for your report. I wrote at the beginning of my complaint that Lance Blanchard worked for Affinity Funding and Jason Radwan was the overall supervisor, owner, of Affinity Funding that I las talked to. He more or less said, "if it sounds to goo to be true than it must not be." That is what they say about scammers. I guess he is saying that I got taken by a scammer, Lance Blanchard and Affinity Funding. Alliance Bancorp was notified by me bo0th prior to the loan being sold to Washington Mutual and a copy of this complaint was sent to them. They didn not respond to either. That only tells me that they were in cahoots with Affinity Funding. Especially since they sold the loan to Washington Mutual after only 1 month.
Wayne
Kailua,#5Author of original report
Thu, May 10, 2007
Thank your for your report. I wrote at the beginning of my complaint that Lance Blanchard worked for Affinity Funding and Jason Radwan was the overall supervisor, owner, of Affinity Funding that I las talked to. He more or less said, "if it sounds to goo to be true than it must not be." That is what they say about scammers. I guess he is saying that I got taken by a scammer, Lance Blanchard and Affinity Funding. Alliance Bancorp was notified by me bo0th prior to the loan being sold to Washington Mutual and a copy of this complaint was sent to them. They didn not respond to either. That only tells me that they were in cahoots with Affinity Funding. Especially since they sold the loan to Washington Mutual after only 1 month.
Lauri
San Jose,#6Consumer Comment
Thu, May 10, 2007
While I feel terrible for the victim above, it is not Alliance Bancorp she should be upset with, but her mortgage broker, Lance. Alliance Bancorp is a wholesale lender and does not deal with the borrower. They fund loans presented by the broker who has put together a package from the borrower. If you have an unethical broker, it is not the wholesale lender's fault. The proccessors, etc. do what they can to find holes in the broker's package (which is why they have "conditions")and get them squared away before funding. If the broker is not ethical, they may do things to meet "the conditions of the lender" that may be a little "twisted" to make it work. The "wholesaler" has no way of knowing any different. Things that look a little out of whack, they make you jump thru hoops showing that it is the way it's represented to them. While the wholesale lender, lender, broker, etc. are all looking to make money off the borrower's loan, there are specific guidelines that we all have to abide by. Unfortunately, the laws are only as good as the people that abide by them. I couldn't help but notice that you named your broker, but never named his company. By naming the companies your loan has been sold to, unfortunately, you've only named more victims. Lance has a reason he has not answered your phone calls. What company does he work for? Trust me, the bank would rather have your interest over however many years you live in your house, than to have to deal with it on their books as a liability. Unfortunately, like any other business, there are always the "ripoffs" vs. the ones that are in the business legitimately.