- Report: #1519893
Complaint Review: Tom W. O'Hara - Centennial Colorado
Reported By:
Janice -
DENVER, Colorado, United States
Submitted:
Updated:
-
Author Confirmed
Why?
Tom W. O'Hara
7200 S Alton Way Suite B-280 Centennial, 80112 Colorado, United States
Phone:
(303) 870-0018
Web:
https://www.homebridge.com/loan-originator/tom-ohara/
Categories:
Business Rating:
(1)
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Tom W. O'Hara Tom O'Hara, Thomas Watson O'Hara Tom O'Hara pulled a bait and switch... Centennial Colorado
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I hired Tom O'Hara of Edwards, CO (who was with Affiliated Mortgage and who currently works for Homebridge Financial) to refinance the loan on my home - it was a cash out loan. At the time, I had been recently divorced and had a small child at home.
At the closing table, Tom decided to add 2.00% (points) to my closing costs - which increased my bottom line by $8000.00. It was a classic bait & switch - Mortgage Fraud. Nothing changed from the time of initial disclosures to closing, nothing.
Since I was under the gun (per my separation agreement) to payoff certain debts by a certain time, I had no choice whatsoever but to allow Tom to steal from me. Of course, Tom knew this. Tom stealing $8000.00 had serious consequences for me.
I'm embarrassed to say that I've been in the mortgage business for 39 years here in Denver -- Tom O'Hara did this to me at a very vulnerable time in my life - predatory lending. I feel compelled to share my experience in order to free myself from long standing feelings of victimization.<br
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Tom's actions hurt my child. I CANNOT recommend Tom O'Hara for any mortgage transaction - purchase or refinance. Had this occured recently, Tom would have had his license pulled. It was not legal then and it's not legal now.
Did it take me awhile to get around to writing this review? Yes, I had a baby at home in diapers and I was alone and afraid of Tom O'Hara - he'd done enough damage. Now, my son is 24 yo, and well on his way. I finally feel safe enough to write this long overdue review.
I want nothing from Tom O'Hara. Tom was a friend and had been a colleague for years. That's what makes this all so egregious.
1 Updates & Rebuttals
Karl
Highlands Ranch,Colorado,
United States
Thank you for sharing your...
#2Consumer Comment
Tue, September 06, 2022
Ripoff Report with everyone. Exposing the truth is always the best thing to do, no matter what. Nobody should ever be afraid to expose the truth about anyone or anything.
A Harvard Business Professor told his class of executives in late 2004 that exposure is a corporation’s worst fear. He would have also been correct had he said it’s a person’s worst fear. Or even a government’s worst fear.
Anyone can type in 269041 at this site and go to Consumer Comment #3 at Ripoff Report #269041 entitled “Blame it on a Lawyer” and read more of what the good Professor said to his class of executives in late 2004. People might be shocked at what is stated in that comment, but it is all true.
Good luck to you!
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POWER TO THE PEOPLE
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