The dealership charged me $3,000.00 and highly recommended this warranty especially if engine failed. Well, my engine failed, and I was denied an engine citing there is a recall on engine. The recal from Hyundai company refused to replace so I reached out to this warranty company. I got all of my oil changes and had no maintenance issues until engine failed. Only had car for a year 2018 used Hyundai Sante Fe Sport. I wasted. $3000.00 ... I want my $3000.00 back!