Complaint Review: CMG Financial Inc -AuburnMaine - Auburn Maine

I wrote a few months ago a positive review on Craig Farrington, The Auburn,Maine Office Manager only to get taken by their greed( I say they because Mark McCauley, Regional VP of New England or whatever title he makes up for himself) is involved with Craig in acting completely unethical on my refinance. I caught them at closing(it took 5 months and they blame everything on my records and credit) tow which I had cleaned up so American Heritage Funding was going to take a week, albeit at 7 % when the market jumped, to finance whatever I needed. I found out this is Craig's 2nd job,he is a slumlord and Flipper of homes from his earnings(should say the money he hides as "hold back' or supervisory fees he takes at $250-300 each) . He pushed my loan beyond normal acceptance standards in the Industry and every time he asked for some other action taken by me the lender or documentation needed,there were more hidden costs. the worst part when I closed I asked several times for monies allotted for repairs they said were FHA or HUD were made up between Appraiser Tim Gallo out of Auburn also. they conspired a "scam" about skirting backing ,to which they had funding buried in money I was lending from the parent company, but held it without ever giving me the correct accounting, but were very elusive with lies and misinformation. Figures change every time I hold their feet to the fire,then they send me a $300 "draw" check without an estimate for the work or final bill. They wanted to give me half ($1100) of the $2000 or more hidden for the job. Yet they would give Craig's handymen that work on his personal houses daily twice what they were going to give me on my own houses. Trouble was Tim the appraiser jotted down a few lines that were just vague enough from Google to keep arms length and say when asked for job standards necessary to meet FHA/HUD standards he told me "I'm not a contractor,ask Craig" ,so I asked several times and got nothing because he didn't know what the standards were. This was the basic mortgage scam like a shell game to keep the figures changing and lies coming to customer. They deny it today. Yet they sent me a $300 draw check with no explanation. I had to get the standards that I spent my time researching through the FHA. The Appraiser that put on the back of my closing paperwork is involved with Tim, K&K Property management and Craig Farrington all conspiring to defraud me,the person who loaned the mortgage money for re-finance,or mortgagee. Mark MacCauly as REGIONAL VP was someone I went to college with and thought I could trust,but now he changed the fees in his 3rd explanation to me ,yet still plausibility denies any wrong doing. I am pushing for a full blown audit from their side, to which they reply we closed the loan,why do we need an audit.

You need an audit because the "crooked activities of your mortgage brokerage have been very loosely supervised,letting ethics get away from them in a favorable Real Estate Market changed over night and the Greedy Broker had to find NEW ways of theft and deceit from the customers allocation! It's time to let the television stations in Southern Maine and New Hampshire know about what these employees are involved in that is unethical and criminal. My advice to ANYONE looking for a mortgage loan there are better and more trustworthy companies than CMG Financial Inc(I have proof,hard evidence as I caught both Craig and McCauley his mentor and supervisor changing figures to suit their commission needs) . I am now in 7th month dealing with these "idiots" at the New England CMG Financial, it took them 5 months to close my loan because Craig is incompetent and very suspect ethically and has violated the state of Maine Mortgage Laws with commingling of funds after and before closing, a major conflict of interest they say they don't see. I was supposed to get money back for bills,etc...My total loan amount went up $6500, I was getting $7 or $8k ,but Craig claimed he had to pay off my child support that remained for 2023-to September 2024, for $11k, but in between their "take" or commissions and fees rose by $3000,do the math. It doesn't work in my favor,the person on the hook for the payment every month for 30 years! We shall see what the State of Maine and State of New Hampshire Regulatory Agencies have to say with these scheming activities.... Sincerely ,Jeffrey Abbott.....I can sleep at night,but Craig and Mark are wealthy from other people's backs by doing the same things to them. It's time for an internal Independent Audit on this transaction and others. Until they get some honest management/Mortgage Brokers. A new wave of crooks that the law should have protected consumers from with REGULATIONS back to 2006-2008! BTW,they aren't worth a one star rating with what they do to people and their money!