1, Report:
#273774
Posted Date:
Sep 11 2007
Emerge Master Card - Leading Edge Recovery Solutions - Midland Credit Managment Emerge Mastercard midland credit managment fraud for card that is not ours Emerge Mastercard Other
My wife and I were contacted by Leading edge recovery solutions regarding an Emerge mastercard that had gone to collections in my wife's name. The problem is that we have never owned an Emerge card. The card was active for 12 years with an exact amount of $125 per month being deposi...
Entity
Categories: Credit Card Fraud
2, Report:
#126786
Posted Date:
Jan 11 2005
Emerge - Providian Master Card ripoff, fraud, Fair Debt Collection Act violations, abuse, harassment Atlanta Georgia
I was not shocked to see all of the complaints made about Emerge/Providian Master Card. I am also a victim of their abuse.
About three or four years ago Providian mailed me a letter explaining the account was being sold to Emerge Master Card. My Providian account was in good sta...
Entity
Categories: Credit Card Processing (ACH) Companies
3, Report:
#51094
Posted Date:
Jan 09 2005
ARIA VISA, PROVIDIAN VISA,EMERGE MASTERCARD, SMART CARD, SCANDLES,BLOOD SUCKING BANKRUPT CREDIT CARD CO PREYING ON THE INNOCENT ripoff ALTANTA Georgia
Any one ripped off should check out THE FEDERAL COMSUMER INFORMATION CENTER WWW.PUEBLO.GSA.GOV/CIC_TEXT/MONEY/PROTECTION-LAWS/OTHER.HTM
This will tell you your rights. Also another companies you have to right to so we can all be helped is THE ATTORNEY GENERALS OFFICE AND THE OM...
Entity
Categories: Corrupt Companies
4, Report:
#111081
Posted Date:
Oct 01 2004
EMERGE MASTER CARD ripoff COLUMBUS Georgia
i had a male call my home and told me that i had to pay $57.00 in four business days are my name will be sent to collections and there will be interest rate added to my acount. i asked him if i cancel now how much will i owe. he stated that i will own over $3000.00 plus interest to ...
Entity
Categories: Credit Card Processing (ACH) Companies
5, Report:
#109937
Posted Date:
Sep 24 2004
Emerge Master Card emerge master card rip off Columbus Georgia
Emerge Master Cards Services SUCK. You cannot reach them phone phone, they charge 29.99% APR. thought the account is closed and not new charges are applied the new balance increases every month (even when payments are over the minimum due).
Debra
Northport, New YorkU.S.A.
Entity
Categories: Credit & Debt Services
6, Report:
#109932
Posted Date:
Sep 24 2004
Emerge Master Card rip off credit card services Columbus Georgia
emerege master card charges 29.99 apr rate.
though the account has been closed and no new charges are applied to the account, the balance continues to increase. how does that happen? you cannot call the company to speak with a person. it is all automated and there is no operat...
Entity
Categories: Credit & Debt Services
7, Report:
#107150
Posted Date:
Sep 06 2004
GERALD E. MOORE & ASSOCIATES ripoff Atlanta Georgia
Yes I have a big complant from this company. They said they are sueing me from emerge master card. for 2,000 I been trying to call emerge but this company wont give me the phone number also they took out money from my account without my authortion. took out 430.00 saying the want to...
Entity
Categories: Mortgage Companies
8, Report:
#93964
Posted Date:
Jun 07 2004
Emerge Master Card ripoff Atlanta Georgia
My account was under debt management. I call and was given a pay off amount. I then sent them the pay off before the due date and now they want another 52.00 in finance charges. When I tried to speak to a supervisor I was told that the 52.00 was for finances charges which accured du...
Entity
Categories: Credit & Debt Services
9, Report:
#83359
Posted Date:
Mar 10 2004
Emerge Master Card Collections. Calling at work after telling them not to. 3rd party disclousure ripoff Columbus Georgia
I have an Emerge Master card that has been defunct for a couple of years now. I have advised them that at the present time, I have had to take over my elderly mother's finances, and that I am having difficulty making the monthly payment. I was basically told tough **** and have be...
Entity
Categories: Credit & Debt Services
10, Report:
#81027
Posted Date:
Feb 19 2004
Providian Smart Card - Emerge ripoff deceptive fraudulent business practices You thought ENRON was bad? Columbus Georgia
Reading through all of these reports on Emerge blows my mind. I thought that I was the only one. This is ridiculous!
Emerge Master card has ruined my credit! I constantly receive extra finance charges in addition to the normal Periodic Finance Charge, Late payment fees of $35...
Entity
Categories: Credit & Debt Services
11, Report:
#80805
Posted Date:
Feb 18 2004
Emerge-master Card $14 finance charges accumulation making pymts $50 biweekly Columbus Georgia
I contacted emerge-master card to discuss the periodic finance charges accumulation while making payments of fifty dollars every two weeks to lower the balance. I could hardly get ahead. I tried talking within the representive and explained the reason for the call to get some unde...
Entity
Categories: Credit Card Fraud
12, Report:
#80658
Posted Date:
Feb 17 2004
Emerge master card ripoff Charging a fee to pay your bill on-line Columbus Georgia
I think it is totally UNFAIR for Emerge to charge a fee to pay my bill on-line. They are the ONLY Company to have this fee... what a lousy credit card company. Wouldn't recommend this rip-off scam outfit to anyone..........
Susan
Holualoa, HawaiiU.S.A.
Entity
Categories: Credit Services
13, Report:
#79984
Posted Date:
Feb 11 2004
Emerge Master Card ripoff Stay as far away from this company as possible and warn everyone within earshot about their predatory practives Atlanta
My wife and I had not one but three Providian cards for about three years with a relatively low interest rate. Then one bright day in March of 2002, I received a letter from Providian informing me that my Providian Visa account had been sold to a company called Emerge. I immediately...
Entity
Categories: Credit & Debt Services
14, Report:
#73355
Posted Date:
Nov 28 2003
Emerge Master Card - Providian ripoff scam artists liers fraud and other things Atlanta
This is warning I use to have 2 Providian credit cards. I use to to pay a high interest rate because of a BK. It was 16.9%. For some unknown reason it was raised to 29.9%. I never was late plus I made payments more than the min. payment. All of the sudden the mastercard was sol...
Entity
Categories: Credit Card Processing (ACH) Companies
15, Report:
#73113
Posted Date:
Nov 26 2003
Providian Aka Emerge ripoff I had a Providian visa , they change in to Emerge ,now I pay finance charges 29.99% so ballance never goes less than 20$ after I send $130 is there justice? Nationwide
I was a Providian visa card owner,and one day Providian decide to change the name in my card. Say now it's called Emerge.
Even though I was paying always on time my bill though Emerge Master card never aknowledge this fact.
So today after 5 years all together I still pay 29.99...
Entity
Categories: Credit & Debt Services
16, Report:
#72533
Posted Date:
Nov 20 2003
Emerge Master Card ripoff Tilton New Hampshire
I also owned a Providian Credit card, then it was changed to Get Smart Card, and finally Emerge Master Card. I have since established my credit again and have paid Emerge with an transfer balance, they accepted it twice from my new card company and getting the money back is impossi...
Entity
Categories: Corrupt Companies
17, Report:
#70633
Posted Date:
Nov 01 2003
Emerge Master Card/AKA Providian Bank Poor Customer service/ Failed to update address causing me to not receive bils Atlanta Georgia
After retuning a change of address card which is provided by the company I waited to get my bill at my new address. But it was always being sent through the forwarding process, thus getting to me 20 days after the bill was cut. I called to inform them and they said the process would...
Entity
Categories: Credit & Debt Services
18, Report:
#68114
Posted Date:
Oct 02 2003
Emerge ripoff They are charging late fees to the account without even providing a statement/bill for me to pay! Columbus Georgia
Emerge Master card will not send a statement but continue to call over the phone and demand payment. Have not received a statement in 6 months! They are charging late fees to the account without even providing a statement/bill for me to pay!
Travis
AV, CaliforniaU.S.A.
Entity
Categories: Credit Card Processing (ACH) Companies
19, Report:
#63833
Posted Date:
Jul 16 2003
PROVIDIAN AND EMERGE CREDIT CARD SWITCH ripoff bait and switch victimized many consumers Nationwide
I haven't purchased the RIP-Off Guide as of yet but I am making an attempt to do something about how Providian Financial Services bait and switch credit card situation with Emerge has played out on my credit report.
Im just like many other of you who feel it is an injustice to c...
Entity
Categories: Credit & Debt Services
20, Report:
#62080
Posted Date:
Jun 27 2003
Emerge Master Card ripoff, bad business practices. Out of the blue my account was closed and sold to emerge master card. Atlanta Georgia
I had a providian card for about 2 years with no problems and out of the blue my account was closed and sold emerge master card. This particular company has a problem with getting statements out on time and charging $35 late fees on top of that.It is impossible to talk to anyone on ...
Entity
Categories: Credit Card Processing (ACH) Companies
21, Report:
#59028
Posted Date:
May 31 2003
Emerge Master Card ripoff Columbus Georgia
I have been told for 6 months that they were getting a web site so the average person could go on line and make payments. Guess what, still no web site & how can they sell your account to another card service and they own it?
Travis
Seymour, TennesseeU.S.A.
Entity
Categories: Credit & Debt Services
22, Report:
#57634
Posted Date:
May 20 2003
Emerge Master Card Unlawful, Ripoff, deceptive company screwed others too victimized many consumers Columbus Georgia
I opened my account with Providian three years ago. Since then the card has changed hands two times...From Providian to Get Smart and then to Emerge. In the process of the changes my interest rate has sky rocketted to 29.99%. I have never been late or gone over the credit limit i...
Entity
Categories: Credit & Debt Services
23, Report:
#53205
Posted Date:
Apr 16 2003
Emerge Master Card/Providian Bank rip-offs Columbus Georgia
I do not not have a problem paying what I owe to Providian for my Getsmart account, but I have been victimized by Emerge and I refused to let the company continue to rip me off.
I called the company in December, after receiving my first billing statement from Emerge, to have my b...
Entity
Categories: Credit Reporting Agencies
24, Report:
#52937
Posted Date:
Apr 15 2003
Providian Financial, Providian Bank And Emerge Master Card Ripoff (Closing Account, High APR and damage to my credit record) Atlanta Georgia
In 1999 I was offered a credit card from Providian (Visa Classic), I accepted it, made payments on time, credit limit was increased several times. It bacame Visa Gold, it's still in good standing and I am making payments in a timely manner.
In 2000 I was offered another card from...
Entity
Categories: Credit & Debt Services
25, Report:
#52628
Posted Date:
Apr 12 2003
Emerge Master Card ripoff Atlanta, Georgia
I can see by reading alot of the post that everyone dealing with Emerge Mastercard are in the same situations as I am. No notice on change, outragous finance charges and ridiculous yearly fee for basically abuse! Here is a link for the Better Business Bureau. http://complaints.bbb.o...
Entity
Categories: Credit Card Processing (ACH) Companies