I have been working to clean up my credit. I have gotten all my past debt paid. Until today.
I use a credit monitoring service which emails me whenever there is activity on my file. Today there was activity.
I log into my credit portal and see 2 charges from thes collections agency. Never a letter. Never a phone call. Just 2 hits on my credit. One from 2008 for $31 and one from 2007 for $25.
After researching the company on the internet, I found that these may be fraudulent. I have disputed the actions on my credit file. Let's see what happens.