I was calling a major company and ended up with USA benefits which was imposing as United benefits. I was "awarded" a $100 rebate for only $1! I knew it was a scam in my gut and I know better. Someone named Tamara P pulled her credit report for 31.82 on my brand new debit card. I called them today and they of course denied the whole thing. If you need to reach the sales group call 800-845-5616!!!!! Customer service 877-948-2582.