Flynrider
Phoenix,#2Consumer Comment
Fri, February 10, 2012
. Being that I have not applied for loans and do not have a checking account. "
Your report sounds the same as those we see several times a day on this site. The main difference being that everyone who falls victim to these scammers had, at one time in the past, applied for a loan over the Internet. That is how these scammers have gathered this information.
The info they have is what is normally found on real loan applications (which is just about all of your personal data). They called your friend because that is likely who was listed as a reference on the bogus application.
" I am worried because this person knows my social "
That's a valid concern. While everyone reporting so far has said that their info was only used to try and convince them to pay a nonexistent loan, there's nothing stopping these scammers from subsequently selling your info to identity theives. I suggest keeping a very close eye on your credit reports for the forseeable future. You should also go to the FTC's identity theft website and take the precautions listed there.