- Report: #1156846
Complaint Review: United Health Care - Nationwide
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United Health Care
Nationwide, USA
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1-866-524-7865
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United Health Care AARP Medicare Supplement Insurance Plans Ripped Off For 3 years Paying For Insurance When Not On Medicare Nationwide
This company United Healthcare sold me a Medicare-Medigap coverage for
$13.50 monthly for 3 years, starting in the state of Indiana, which I later moved to Tennessee, and discovered this insurance is useless unless your already receiving Medicare which I am NOT; I purchased the insurance feeling that I would have this coverage already in place once I did receive Medicare, since I am disabled. After doing some checking, I discovered this coverage is not at all what it claims- I cancelled coverage, and did not receive ANY refund of the premiums I paid into this plan, even though AARP and United health Care were well aware of my age at the time I took out the coverage, which I might add there was never any mention that it was necessarry to be on Medicare in order to obtain coverage. I discovered this insurance was worthless after an ER visit in 2012 before I moved. AARP nor United Healthcare bothered to refund any monies I paid in, they just sign up anyone and take your money. Had this company been up front with their requirements, I would not have purchased it; I planned to possiblty be ahead of things with having this in place when I do go on Medicare, however, I became disgusted with lack of response that I had paid for insurance the company had no right to accept my application as I was not on Medicare; All they did was send a sorry to see you go letter, & kept the money; I would tell anyone to not bother with this company, they pay nothing, and those I have spoken to who are on Medicare have said the same. It is inexpensive, because you have little to no coverage. Would have been professional if the company had stated I was uninsurable due to not being on Medicare, rather than take my money;
3 Updates & Rebuttals
Dee
Greeneville,Tennessee,
AARP Medi-Gap Ins
#2Author of original report
Mon, June 23, 2014
Very simply: they should have ASKED if I was on Medicare, what my # was or is, and other questions, which they did not.
I was 60 at the time, and from the materials I received, it did not state I HAD to be on Medicare to be insured- therefore in my opinion, the company misleads people by not stating the specifics, and asking questions that would exclude individuals from being insured when it is obvious, I should have had my application denied.
I really do not think your understanding the situation, but that's fine.
Ken
Colorado,Here's from their website...
#3Consumer Comment
Mon, June 23, 2014
Glossary of Terms
Medicare supplement insurance plans: insurance that you buy from a private insurance company that pays for some or all of the cost sharing in Medicare Parts A and B coverage. Medicare supplement insurance is available in up to 10 standardized insurance plans. Each plan is named with a letter of the alphabet. In Massachusetts, Minnesota and Wisconsin there are different standardized plan options available
Again, this is ALL on you. No Ripoff here.
BTW, I don't work for UHC or AARP.
Ken
Colorado,You are either unable to read or comprehend the words you have written...
#4Consumer Comment
Mon, June 23, 2014
"This company United Healthcare sold me a Medicare-Medigap coverage for
$13.50 monthly for 3 years,"
"I purchased the insurance feeling that I would have this coverage already in place once I did receive Medicare, since I am disabled. "
The policy, you stated, was "Medicare-Medigap coverage"..What in the world did you think it was for.
"Would have been professional if the company had stated I was uninsurable due to not being on Medicare, rather than take my money; "
How in the world would they know you weren't on medicare? People under 65 get medicare for serious medical conditions all the time. It looks like this one's all on you...NOT UHC.
