Maggie
Ashland,#2Consumer Suggestion
Tue, March 25, 2008
While I have no experience with so-called bill collectors calling me, I have had sales calls that would not stop. I have ended these calls by subscribing to "call block" from our telephone company. You can either enter the offending telephone number into the system or push the codes given to activate this service in order to block the last number that called. If the call block can't be used because the number comes up as "unavailable" or "unknown" you can use a feature that blocks all calls with no number or name given for the caller ID. The called has to unblock their number in order for their call to ring into your home. Many telephone companies offer these features as part of a package deal. I got mine as part of a 25-feature package that was free. We had a family member who owed money to a bank and the bank somehow got our number and called us constantly, even after I told them this was not a contact number for our family member. I contacted the FDIC (for banks) and they told me to get the name of the company and their city and state, then to tell them not to call me anymore. If they did call again I could report them to the Federal Trade Comission (FTC). There are very specific rules that collection agencies have to follow concerning time of day that calls can be made, information given to third parties, etc. Go to the FDIC or FTC web sites for these rules. I just Googled "debt collection" and found these sites. Good luck!