Complaint Review: Total Merchant Svs - Global Processessing - MPI - HSBC - Quashi - Owings Mills Maryland

I was solicited at my place of business by a man who

represented himself as a representative of "Total Merchant Services" in 2005. This gentleman was very well dressed had an impressive business card.

He looked at my current processing service and declared they were robbing me; he could do much better he said. I had been with Merchant Lynx (another set of crooks) for a couple of years. This person promised to close that account and get me another terminal and give me much better service and prices.

This was my firt time dealing with the slime in this

industry. I was never able to contact him again. I got the terminal ( a piece of crap) and began processing. After 1 full week of processing transactions there were no funds from this company in my account .

I called the number he left on his card, but was

only able to get a voice mail and leave a message...3 days and dozens of messages later I realized he would not call back.

So I called "Total Merchant Services" and was told my money would be in my account the next day...then the next

day...and the next day. 27 days later I still had no funds in my account from them. Each phone call was atleast 30 to 45 minute wait time. The people were very rude, when I

complained, and would hang up on me.

I was threatened when I attempted to close the account. I was told I would be "Blacklisted". I had no idea what they meant until I attempted to get a new merchant services provider.

I still have two invoices from this company with no transactions. Both of these invoices have the $25.00 minimum

charge which applies when there are no transactions. I

have two invoices from this company with no transactions

listed. Both of these invoices have the $25.00 minimum

charge which applies when there are no transactions.

For over 30 days no money went into my account. I attempted to close this account, was told it was "non-cancellable". I went to my bank The Bank of America, they told me "once you give them the voided check you can not control their access to your account."

After many aborted attempts to close this account I found out I was dealing with all of the companies listed above. Each one was nasty and used the same threats. Ultimately they stole my money and "Black listed" my business because I closed my bank account, toprevent them from stealing my money for fees. They never performed any sevrice. I have their invoices to prove it.

Thank God this guy was only interested in hussling a commission, because he never did not one thing on this account. But since he did nothing I still had my old processor. I just went back to getting robbed by my old processor. And here I am stuck until this "Black-list" wears off. By the way I have been told (buy the same bunch of liars) it will stay on my record for 5 years.

Oh! The guy promised to close the account and send a call tag for the other processors terminal....They never sent a call tag so I still had my terminal. Nothing never happened except they stole service fees from my bank account until I was forced to close the account.

This was only the beginning of my processing services nightmare. See these Companies for other complaints from me. Merchant Lynx, Best Procession Solutions (Changed thier name to: Processing Solutions) and Priority Payment Systems...All crooks, thieves, con artist and liars.

Genie

atlanta,, Georgia

U.S.A.