Complaint Review: ROADLAONS OR SANTANDER CONSUMER USA AND CARMAX - Fort Worth Texas

I GOT APPROVED ONLINE THROUGH ROAD LOANS, WENT TO CAR MAX PICKED OUT MY VEHICLE .

MY DOWN WAS $400 ON A MERCEDES AND DECENT INTREST- MY PAYMENT IS IN THE 300'S. 

IT WAS THE EASIEST PROCESS EVER! CAR MAX TRANSFERED THE MERCEDES FROM A DIFFRENT DEALERSHIP

SINCE I WANTED A CERTAIN MODEL AND COLOR.  MY PAYMENT WAS DUE 45 DAYS FROM PURCHASE. 

ALL I HAD TO DO WAS VERIFY MY INSURANCE. NO HAGGLE, NO PUSHY SALES, EASY SIMPLE AND VERY STATISFIED AT THE END. I AM ACTULLY IN PROCESS OF PURCHASING MY 2ND VEHICLE THROUGH THEM! 

IM SURE SOMEPOPLE MY ECOUNTER A BAD EXPERIANCE ! YOUR CREDIT SCORE, AND INCOME DO PLAY A BIG ROLE.  

THANKS!!

WILL RECCOMEND CAR MAX AND ROAD LOANS 10+

I just bought a car friday at Carmax in GA with no problem w/ roadloans. As a matter of fact it was the easiest car I ever bought. You know your down payment up front and your car note and interest rate. It was a no brainer process. My sister went 2 days after me and got a new car using roadloans at Carmax 2 days after me because her car was unexpectantly totalled and had no problems either. One suggestion is that I would def only use Roadloans at Carmax, because apparently Roadloans charges a fee of some sort at other dealerships and the dealer wants you to pay that fee. I decided it was too much hassle and due to Carmax having a large inventory and also doing free transfers from any Carmax w/i a 250 radius I should be able to find something, which I did. I think they are worth a try if you have less than perfect credit and want an easy, up front process.

i applied for an auto loanwith Roadloan.com,  I got approved for 47,000 dollars ans went to Munday Chevy In Houston wanting to roll in  my upside down loan on a bad car from Nexcar.  Mundaysalesman said it was a fake and tried to convince me to buy a new 62000 dollar suburban to make the deal.  My wife and I got down the freeway and decided to turn around and go to carman, we had aused car in mind from the very beginning.  Took the road loans preapproval into the car max and apparently they are a partner company with carmax!  

found the car we wanted with everything we werelooking for,  the car was one or two years newer with half the miles of my used choices at ther dealerships.  the preapproved loan was easy took it to my car max sales consultant.  Long story short, I walked out with a 40000 dollar yukon XL which was 20000 cheaper than the new ones with only 13k mile on it with full factory warranty also wrapping up my upside down loan on the previous car.

Roaloans.com is legit, other dealers just don't want to do business with them due to the fees, however Carmax is an preferred client with road loans so no problem at all.  got the new car, rolled in negative equity, and applied for a part time job due to the ease of business with carmax.  it is allgood, if you have had some unfortunate credit issues and know upfront that you will have a subprime loan, roadloans.com is easy and great and carmax has thousands of wonderful preowned high end preowned cars to choose from.  

hello, i am so sorry for your mishap and treatment from these companies.  i have also posted on this website of what all three have dont to me, please read, thank you, i see im not alone, adrienne

 You are right they are a "Sub-Prime" lender who is pretty much the last resort for people who can not get regular financing.  So for you not to be able to secure a loan should really have you thinking about that and what you can do to improve it rather than trying to blame them.

Your "Equal Lending Right" that you seem to be under the impression you are entitled to does not extend to your credit score or income.   So guess what you have no right to walk in with a crappy credit score, a downpayment you think is appropriate, and an income you think is apporpriate and walk out of there with any car you want.  Real life does not work that way.

You were in fact approved for a loan, you just didn't like the conditions.  They have every right to protect their interest and if that requires someone with better credit than you that is willing to guarantee your loan..they have every right to do that.  Oh and if you find a co-signer who is stupid enough to co-sign for you consider yourself very lucky, because if you fail on your obligation..they have to make your payments or they will damage their credit.

I am on my second loan with RoadLoans and I never encountered any problems. My first loan was back kn 2007, and I just got my second loan a couple of weeks ago. Perhaps you didn't have sufficient income for a loan, after everything was verified.