- Report: #207730
Complaint Review: Rjm Acquisitions - Hauppauge New York
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Author Confirmed
Why?
Rjm Acquisitions
Po. Box 12023 Hauppauge, 11788-2023 New York, U.S.A.
Phone:
800-541-0824
Web:
N/A
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Tell us has your experience with this business or person been good?
RJM Acquisitions ripoff saying I owe Fingerhut 219.35 from back in Sept 1995 Hauppauge New York
They are saying I owe Fingerhut/ axsys national bank $219.35. From back in 1995. I don't owe fingerhut that amount of money. and for a company to wait 11 years to have a company send you a statement that is fraudulent, have a lot of nerve . does these reports go to a local attorney generals office. if they dont i suggest sending one to you local aggency to i am.
Misty
Parkersburg, West Virginia
U.S.A.
Misty
Parkersburg, West Virginia
U.S.A.
2 Updates & Rebuttals
Jennifer
Guadalupe,California,
U.S.A.
Completely Right.
#2Consumer Suggestion
Fri, August 25, 2006
Steve is completely right. You should follow his advice! They can't collect on it, they just hope to scare you into paying. I recently contacted a lawyer because my husband was being contacted about a repossesed vehicle from 10 years ago. I paid a good sum to learn this information and they also sent that letter for me but you can do it yourself. In our case they threatened to sue him for the amount, which is wasn't legal for them to say that.
Steve
Bradenton,Florida,
U.S.A.
Misty...RELAX...That "debt" is uncollectable...And they know it.
#3Consumer Suggestion
Thu, August 24, 2006
Misty, First of all, do not speak to them on the phone. Never speak to any debt collector on the phone. RJM is not only a debt collector, they are debt buyers. They buy very old debts that are usually past the legal statute of limitations for collections for like 1/10th of a penny on the dollar. The scam here is that if they haras you enough, you give in and make even a partial payment or promise to pay, you just re-affirmed the debt and restarted the SOL for collections and 7 year negative credit reporting on a debt that was otherwise uncollectable. Go to the FTC.gov website and read the FDCPA and the FCRA and also file a complaint against them while on the site for the unethical collections activity. Then send a CEASE COMMUNICATIONS request by certified mail, return reciept requested. put the certified# on the letter itself, and keep a copy for your records. In this letter inform them that the "debt" they are attempting to collect is not legally collectable due to the SOL being expired. Therefore they are not to contact you anymore for any reason. FYI..The AG's office does not have jurisdiction to do anything for you. Or you can just ignore them, but do not ever ignore a summons. They will not sue as they know they cannot win in court.
