Laurie
Haslet,#2Consumer Comment
Fri, April 17, 2009
AND GET OFF THE PHONE - NEVER EVER CALL A COLLECTION AGENCY! The biggest mistake most people make is trying to talk these bottomfeeders. THEY DO NOT NEGOTIATE AND WILL NOT STOP UNTIL YOU START DOING THINGS CORRECTLY. Of course its a bogus bill, your probably have the same name as the real debtor. Problem is THEY DON'T CARE! THEY WILL NOT LISTEN! YOU have to send them a debt validation letter and cease communications letter. CERTIFIED MAIL - RETURN RECEIPT They cannot validate so they are required by law to cease collection activity on it. They do not follow the rules, but you have to - SO YOU CAN SUE them for Fair Debt Collections Practices Act violations.