Ken
Randolph,#2Consumer Comment
Thu, February 12, 2009
You might want to check your facts. I believe that FDCP applies to collection agencies. The bank holds your debt directly, and is not subject to this particular legislation.
Ronald
Glen Allen,#3Author of original report
Tue, February 10, 2009
I put WaMu/Chase had sent me a "trouble free" due date of 2-12-2008, which was a typo. The correct date in the first line of the update is 2-12-2009. I cannot edit typos on this board. The point here is absolutely certain though and I have documented irrefutable proof, WaMu/Chase violated several sections of the fair debt collection practices act of 2005.
Ronald
Glen Allen,#4Author of original report
Tue, February 10, 2009
To add to this report, I have a letter from WaMu saying "it's easy to over look a payment" and says if I pay by 2-12-2008 that I will avoid any collection calls any negative credit reporting, and they would continue to report the account in good standing as it has been for five years. But they did the harassing calls anyway to the max, lied to me on the phone, and lied in writing. It is not yet 2-12-09 yet the account is a derogatory item on my credit report, turned over to collection. I've contacted an attorney, but no replies back yet. This bank broke the law plain as day, and it just doesn't seem matter. Enough is enough. I will beg my constituents to NOT give these thieves any more bail out funds, and please someone please sue these people into oblivion. Chase in particular is burning as many struggling people as they can, so they can go to our government and hold out the beggar's hat and get rewarded for their self created misfortune. A multi-billion dollar heist from every tax paying American and nobody cares?