M (FlyingScooter)
Cleveland,#2Consumer Suggestion
Sat, May 06, 2006
I have a few questions: You bought the bike in October and didn't try to insure it until Novemeber? That lapse alone could cause trouble in most states, unless it's a dirt bike for offroad use. When you purchased the bike, did you specifically buy a motorcycle policy for it? With Prog, as most companies, Mc's and autos are two totally differant policy types. Did you ever get an MC ID card for the bike? How much was your auto payments for insurance? did it increase after you purchased the bike? What was make of the bike? I ask that because i've had people ask me to put Honda's on auto polices, i run the vin and it comes out a motorcycle. SR22's on motorcycle polices can be brutal. Differant than auto's, which usually have a flat-fee of 20-25 dollars every six months, motorcycles can range from 5 to 100% of your policy premium.