Complaint Review: Primerica - Minnesota

They filed the following rebuttal to the above Rip-Off Report: Their email: [email protected] Their name: ray Their relationship to the company: Owner Rebuttal: Maggie Maggie Maggie, Iv'e asked him to send me a copy and guess what? He refused to do so. I got a photo copy emailed to me from misleading , but I'm not sure it's the same one. The copy i got from misleading has many flaws in it, for example the wording on the front page of the contract is not correct. that's just 1 real noticable 1. The only w.l that primerica has is what milico wrote before it became Primerica and if someone had term with milico they had the right to convert that term to w.l. if they so choose to. if they want w.l the client has to send a request to the company to have that done. No primerica agent will convert it for them. Now I've been with the company for 9 years and have never seen a rate book for w.l. i've done lots of end of terms from when the company wrote 15 year terms back in the mid 80's. my NSD had his down lines go out and do the end of terms and not once were we to put them in w.l. So rememeber Maggie Mae that Ken Young is an "OLD" Pru agent that has gone off his rocker. he is the competition that has been trying in every way to come up with something for 20 years now to "stop us" to no avail. Now i hope you can see where he is coming from and how much credibilty i give him.

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: Maggie Shields

Their relationship to the company: Consumer Suggestion

Rebuttal:
Ray, If you want to see the copy of the PFS WL Policy from Ken send him your address like he told everyone else to do and then you'll see it. As a matter of fact, he will be having it one of his boards for everyone to see it. Every insurance company sells WL PFS is the only stupid company dumb enough to bash something that they do sell and still have out in the market.

For the person wondering where the "sights" (you mis-spelled the word, by the way, the accepted spelling is "sites") are:

If you go to the Yahoo! search engine and then type in Primerica scam, you will get 129 results. Few other businesses generate that many results by simply typing scam after their name, with the exception of Microsoft, of course. Go to the pages listed and judge for yourself. You have brains. Use them. You'll find that more pages say that Primerica is indeed a scam.

Also, why are they so secretive? Legitimate businesses do not password-protect every part of their web sites. You can get to the corporate internet for a lot of companies without having a password, for example, and view job postings. I wouldn't buy life insurance from a company that can't be open and honest about what it is they really do. Yes, I have a college degree in marketing and understand that you have to keep some things secret from your competition, but Primerica is going overboard.
For all we know, the brainwashing rumors are true. For all we know, they could be funding Osama bin Laden. I hope the US government investigates them someday soon, if they are not already.

For the person wondering where the "sights" (you mis-spelled the word, by the way, the accepted spelling is "sites") are:

If you go to the Yahoo! search engine and then type in Primerica scam, you will get 129 results. Few other businesses generate that many results by simply typing scam after their name, with the exception of Microsoft, of course. Go to the pages listed and judge for yourself. You have brains. Use them. You'll find that more pages say that Primerica is indeed a scam.

Also, why are they so secretive? Legitimate businesses do not password-protect every part of their web sites. You can get to the corporate internet for a lot of companies without having a password, for example, and view job postings. I wouldn't buy life insurance from a company that can't be open and honest about what it is they really do. Yes, I have a college degree in marketing and understand that you have to keep some things secret from your competition, but Primerica is going overboard.
For all we know, the brainwashing rumors are true. For all we know, they could be funding Osama bin Laden. I hope the US government investigates them someday soon, if they are not already.

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: C.D.
Their relationship to the company: Owner

Rebuttal:
More typical PFS drivel from a PFA who is breaking compliance by posting on the internet.

They always claim that those who don't like their company are either competition or someone who couldn't make it. Talk about a lie! I'm not competition (I don't try to swindle people by pretending to know something about finance) and I'm especially not one who "couldnt' make it". Hell would have to freeze over before I hand those sleazeballs $200 for an "opportunity". Oh excuse me, the $200 is for training and licensing, even
though I have to pay it whether I'm licensed or not.

As for one site with credibility, sometimes you need to believe that the volume of sites out there decrying the practices of this shady company makes something fishy. To be honest, I certainly don't consider Ray's favorite sites, like pfsnet.com, mlmmarketing.com, mlmlifestyle.com, networkmarketingsuccess.com, mlmovernight.com, et al, "credible". If you look at actual numbers (Ray has refused to do this on no fewer than 10
occasions) you will see exactly what they are trying to do.

As I've said, no wonder PFS bans its agents from posting to Internet boards. When they talk, the company looks as stupid as them!

They filed the following rebuttal to the above Rip-Off Report:

Their email: [email protected]
Their name: Ray

Their relationship to the company: Owner

Rebuttal:
Tried to "get you". who are you? I think they just offered you an
opportunity. If you don't take it that is your choice.
Now on to the scam sights on the internet. Those scam sights that i have found are nothing more then message boards from the primerica bashers.

I have not found 1 sight with any credibility. If you have found 1 please let me know where it is. Remember this, on a message board anyone can post anything. Hell Ken young even says that primerica isssues whole life what a joke that is) when i asked him to go to his best agents guide and look there and let me know how much they said that primerica issued last year, he wouldn't reply. d**n , I wonder why. You see that's the kind of bunk you will get from message boards.

The message boards are either the competition or people that wouldn't work hard enought to "make it' with Primerica. Well since they couldn't make it, it could have no way benn their fault, so the only thing left to do is blame the compnay....HOW SAD FOR THEM. but hey it's your choice.I'll just wish you good luck in whatever you decide to do.