Nicole
Pennsylvania,#2Consumer Comment
Sat, April 21, 2012
That could be true. That's why I said "Do your research before you actually return it". My main issue is someone saying "They forced me into it." Really? They put a gun to your head? That's my issue. Then to cry about it? Wah, you made a terrible mistake. "I want my payment lower, so I'm going to trade in my still fairly new car on an even newer car" Great idea.
Flynrider
Phoenix,#3Consumer Comment
Fri, April 20, 2012
" Look into your states laws as well. Most states have a 30 day policy with vehicles to return them, no questions asked. "
I'd be surprised if you could find one state that had such a law.
The only reason I point this out is that most of the posts about car dealers on this site have to do with people signing binding contracts and then thinking they can get out of them later. Big mistake.
Ramjet
Somewhere,#4Consumer Comment
Fri, April 20, 2012
You said: They had my old car they had my keys to it, what was I going to do? Are you kidding? Just tell them to give you your keys, if they won't, just call the police. Don't threaten them or warn them or anything, just call the police and turn them in. They HAVE to give your car and keys back until you complete a deal and sign the papers.
The whole thing was a terrible idea but at least take someone with you who understands the process the next time you have to deal with a car dealer.
Jim
Orlando,#5Consumer Comment
Fri, April 20, 2012
Without regard to all the other excellent comments...I am NOT aware of ANY state which gives any buyer 30 days to rescind the purchase!
MovingForward
Palm Beach Gardens,#6Consumer Comment
Fri, April 20, 2012
The previous poster is right - you set us back 200 years.
How do you complete everyday tasks in the world if you don't know how to read?
Yes, the dealership was aggressive; but, all dealership sales reps and F&I guys are known for that. You made faulty decisions all along. If you want to reduce your interest rate, you refinance your vehicle. Replacing a one year old vehicle with a newer one is never the solution to lower your payment.
Don't pull the "I was forced into it" stunt. You have the ability to say "no" to any sales proposal. We are well past the damsel in distress stage. It is up to you to research and know your options before you venture out into the world to buy anything. I doubt you can bring the vehicle back now, but check your state's statutes anyway. Learn to think before you act and take responsibility for the decisions you make. If you continue to blame others for your decisions you will never be able to accomplish anything because it will be "all their fault". Grow up.
Nicole
Pennsylvania,#7Consumer Comment
Fri, April 20, 2012
Unless they had a gun to your head, you weren't required to sign jack or accept any offer you didn't want. And crying? I assume you're a woman, and I want to thank you for setting us all back a couple hundred years. When s**t like that happens, crying is the last thing to do. It makes us all look weak, and thanks but no thanks.
You weren't forced into anything. The salesman was probably right, the bank DOES have the final say. The salesman can say "I can probably get you into this interest rate" but if the bank looks at your credit score and it's jacked up, of course they aren't going to give you a lower interest loan. If the ONLY thing you wanted was a lower interest rate, I don't know why you would think purchasing a new vehicle would be the answer. Why would you not just refinance your current vehicle?
Next time maybe talk to someone at a bank for advice before you act like a car dealership bullied you into purchasing a $20,000 vehicle.
Look into your states laws as well. Most states have a 30 day policy with vehicles to return them, no questions asked. But actually do your research before you try to return it.
coast
USA#8Consumer Comment
Fri, April 20, 2012
You agreed to purchase a car that has fewer options than your current car at a price of 18% above the advertised price with an interest rate increase of 3%.
Only wealthy people should sell or trade a one-year-old vehicle due to the significant loss in value during that first year.
You are an excellent negotiator.