John
Morrisville,#2Consumer Suggestion
Sat, January 20, 2007
Ann, I'm also a victom of these scam artists in Pa. However, I've turned there own game on them. First I forced Select Portfolio Servicing in to filing Foreclosure on my house by refusing to pay them a dime ( Crazy) not really. Because I used there filing against them as a clear attempt to obtain my property Illegaly. I've prooven that the mortgage contract was ILLEGAL.Oh and you should know that they got Manufactuer Trader & trust to file the foreclosure papers. The Illegal contract showed multiple areas where they Illegaly inflated amounts such as Former mortgage pay-off amount,The amount between amount borrowed listed on the Truth and lending Statement and the principal listed on the contract,The amount listed as amount to borrower on the Title insurance papers listed as Settlement costs,They also included costs of Items which I payed in advance such as property insurance,Then the contract it's self didn't list all forms of repayment as required by Federal law, They also performed other preditory actions as they have done with all of you. Therefore, since the contract is ILLEGAL they have NO legal claim to the property. Presently Manufacturers Trader & Trust has gone through multible attornies trying to challenge me. I do mean me too I'm going after them my self no lawyer.There last attorney has conceaded the contract is Illegal. The settlement on my case is the deed to my property and 750,000.00 Dollars plus other stuff. I'm hoping they want to take this in to a court room because when they do ( They are going to get Bared from the state of Pa.forcing them to forfit ALL mortgages in the state.)So check your contracts very closely and check the required 3 day waiting time required by law they violate that too.
Jon
San Diego,#3Consumer Comment
Sat, July 29, 2006
Ann, I wish there was something I could say that would be of help. Unfortunately, nothing appears to work against these scumbags, because no one with any real power is willing to take any action. And beleive me Ocwen is one of the worst of all. For now... all I can suggest is: if you haven't already done so, write to your State and Federal Representatives as often as possible, as someday it just might end up with somebody who actually cares. Also, you may want to check the MS Fraud web site. There's a lot of excellent posts there. For what it's worth, I beleive every word you have written, as I've seen the same story written just too many times not to. Good Luck and Keep Posting!
Ann
Jackson,#4Author of original report
Sat, July 29, 2006
Thought I just might add, that I was not sure which company to post this under since, their are so many invoved. And that I am sorry for any mis spellings. And yes Owcen IS Ocwen, I have had problems with this one. Trying to put this in perspective is very hard, and trying to explaine every thing is even harder. There have been alot of discriminating things going on with these companies, and it is not nice to repeat what they have said. Ocwen seems to be in the lurch over this all, cause they just got involved recently. But they are the ones who is trying to collect all these late fees. And not willing to re-instate our loan.