- Report: #100738
Complaint Review: NCO Finance & Citicards - Philadelphia Pennsylvania
-
Author Not Confirmed
Why?
NCO Finance & Citicards
PO Box 41417, Dept. 99 Philadelphia, 19101 Pennsylvania, U.S.A.
Phone:
888-2116515
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
NCO Finance & Citicards & Academy & National Finance ripoff, sent same balance after two payments made of $75.00, paid almost $7000.00 and charged $2000.00 Philadelphia, Pennsylvania
After loosing my job permanently due to a plant closing, and unemployment pay ended I could not pay the Citicard Account to their satisfaction. I owed them approximately $2100.00 when I got laid off.
When I got my severence pay I paid them down to just over $1700.00, and continued to pay monthly payments each month until my unemployment ran out. They turned the Account over to Academy a Collection Agency. I borrowed and paid them $1250.00 in a two month period, they were threatening to sue me. They were so very rude that I could not tollerate the verbal abuse that I was getting so I told them to sue me.
I knew that I had proof that I had paid between Citicard and Academy over $6000.00 for an account that only around $2000.00 in charges had been made and I had proof of this fact. Below is the Computer record I keep of Bills/this bill that was paid:
Company Academy & CITIBANK SAME CARD
Company Paid check number Date paid Payment Charges
Citibank 97721250 11/22/1999 $245.00 $5.00
Monthly End Balance $1,971.08
Citibank 41922054 1/10/2000 $41.22
Monthly End Balance $2,143.95
Citibank 97737069 2/10/2000 $50.00
Monthly End Balance $2,032.26
Citibank Credit Shield 2/29/2000 $43.00
Monthly End Balance $2,032.26
Citibank Credit Shield 3/31/2000 $42.00
Monthly End Balance $2,032.87
Citibank K9114141 4/5/2000 $15.00
Monthly End Balance $2,129.75
Citibank Credit Shield 5/11/2000 $42.75
Monthly End Balance $2,141.31
Citibank Credit Shield 5/23/2000 $43.00 $5.00
Monthly End Balance $2,141.31
Citibank Credit Shield 7/7/2000 $48.45
Monthly End Balance $2,266.95
Citibank 61303108 8/4/2000 $48.45
Monthly End Balance $2,250.45
Citibank 61303108 9/5/2000 $60.00
Monthly End Balance $2,250.45
Citibank 42406063 9/25/2000 $700.00
Monthly End Balance $1,603.73
Citibank 61137042 10/30/2000 $40.00 $348.72
Monthly End Balance $2,014.29
Citibank R2814309 11/28/2000 $1,500.00 $941.96
Monthly End Balance $1,509.02
Citibank 43170148 12/13/2001 $39.20 $609.88
Monthly End Balance $2,135.60
Citibank 43146388 1/22/2001 $180.00 $43.79
Monthly End Balance $2,055.78
Citibank 5877 3/9/2001 $150.00 $28.59
Monthly End Balance $2,036.96
Citibank 5907 4/17/2001 $78.96 $7.00
Monthly End Balance $2,098.75
Citibank 5913 5/2/2001 $82.79
Monthly End Balance $2,098.75
Citibank 5944 6/7/2001 $82.79
Monthly End Balance $2,098.75
Citibank Credit Shield 5/12/2001 $84.00
Monthly End Balance $2,044.63
Citibank 5978 7/5/2001 $82.79
Citibank 5982 7/6/2001 $183.75
Monthly End Balance $1,930.04
Citibank 42476221 8/22/2001 $40.00 $82.87
Monthly End Balance $2,023.35
Citibank 3953 10/15/2001 $100.00 $12.37
Monthly End Balance $2,141.18
Citibank 4027 12/20/2001 $358.28
Citibank 4123 3/18/002 $100.00
Citibank 4131 4/8/2002 $165.58
Citibank 44303088 4/19/2001 $78.96
Monthly End Balance $2,044.29
Citibank 4147 5/16/2002 $27.00
Citibank 6142 3/26/2003 $33.00
Citibank 6155 4/3/2003 $33.00
Citibank 6178 5/17/2003 $40.00
Academy Collection Service for Citibank 6241 7/15/2003
Paid $850.00
Academy Collection Service for Citibank 6247 8/8/2003
Paid $200.00
Academy Collection Service for Citibank 6203 8/29/2003
Paid $225.00
National Financial Systems for Citibank 001
Paid 11/21/2004 $253.00
NCO Finance 9000 6/25/2004
Paid $75.00
NCO Finance 7/25/2004 $75.00
total paid $6,446.97
total charges $2,100.18
I sent a copy of my record to Citicard/ The Attorney General/ Academy/ National Finance/ and NCO Finance/ and now to an Attorney
I am tired of trying to prove to this company that I have paid them not 18% interest but but 3x the amount I actually charged.
Enough Is enough.
I did not enclude the account numbers, but have them also.
Citicard and their Collection Agency are robbers.
Janet
Stokesdale, North Carolina
U.S.A.
Click here to read other Rip Off Reports on Citibank
CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
When I got my severence pay I paid them down to just over $1700.00, and continued to pay monthly payments each month until my unemployment ran out. They turned the Account over to Academy a Collection Agency. I borrowed and paid them $1250.00 in a two month period, they were threatening to sue me. They were so very rude that I could not tollerate the verbal abuse that I was getting so I told them to sue me.
I knew that I had proof that I had paid between Citicard and Academy over $6000.00 for an account that only around $2000.00 in charges had been made and I had proof of this fact. Below is the Computer record I keep of Bills/this bill that was paid:
Company Academy & CITIBANK SAME CARD
Company Paid check number Date paid Payment Charges
Citibank 97721250 11/22/1999 $245.00 $5.00
Monthly End Balance $1,971.08
Citibank 41922054 1/10/2000 $41.22
Monthly End Balance $2,143.95
Citibank 97737069 2/10/2000 $50.00
Monthly End Balance $2,032.26
Citibank Credit Shield 2/29/2000 $43.00
Monthly End Balance $2,032.26
Citibank Credit Shield 3/31/2000 $42.00
Monthly End Balance $2,032.87
Citibank K9114141 4/5/2000 $15.00
Monthly End Balance $2,129.75
Citibank Credit Shield 5/11/2000 $42.75
Monthly End Balance $2,141.31
Citibank Credit Shield 5/23/2000 $43.00 $5.00
Monthly End Balance $2,141.31
Citibank Credit Shield 7/7/2000 $48.45
Monthly End Balance $2,266.95
Citibank 61303108 8/4/2000 $48.45
Monthly End Balance $2,250.45
Citibank 61303108 9/5/2000 $60.00
Monthly End Balance $2,250.45
Citibank 42406063 9/25/2000 $700.00
Monthly End Balance $1,603.73
Citibank 61137042 10/30/2000 $40.00 $348.72
Monthly End Balance $2,014.29
Citibank R2814309 11/28/2000 $1,500.00 $941.96
Monthly End Balance $1,509.02
Citibank 43170148 12/13/2001 $39.20 $609.88
Monthly End Balance $2,135.60
Citibank 43146388 1/22/2001 $180.00 $43.79
Monthly End Balance $2,055.78
Citibank 5877 3/9/2001 $150.00 $28.59
Monthly End Balance $2,036.96
Citibank 5907 4/17/2001 $78.96 $7.00
Monthly End Balance $2,098.75
Citibank 5913 5/2/2001 $82.79
Monthly End Balance $2,098.75
Citibank 5944 6/7/2001 $82.79
Monthly End Balance $2,098.75
Citibank Credit Shield 5/12/2001 $84.00
Monthly End Balance $2,044.63
Citibank 5978 7/5/2001 $82.79
Citibank 5982 7/6/2001 $183.75
Monthly End Balance $1,930.04
Citibank 42476221 8/22/2001 $40.00 $82.87
Monthly End Balance $2,023.35
Citibank 3953 10/15/2001 $100.00 $12.37
Monthly End Balance $2,141.18
Citibank 4027 12/20/2001 $358.28
Citibank 4123 3/18/002 $100.00
Citibank 4131 4/8/2002 $165.58
Citibank 44303088 4/19/2001 $78.96
Monthly End Balance $2,044.29
Citibank 4147 5/16/2002 $27.00
Citibank 6142 3/26/2003 $33.00
Citibank 6155 4/3/2003 $33.00
Citibank 6178 5/17/2003 $40.00
Academy Collection Service for Citibank 6241 7/15/2003
Paid $850.00
Academy Collection Service for Citibank 6247 8/8/2003
Paid $200.00
Academy Collection Service for Citibank 6203 8/29/2003
Paid $225.00
National Financial Systems for Citibank 001
Paid 11/21/2004 $253.00
NCO Finance 9000 6/25/2004
Paid $75.00
NCO Finance 7/25/2004 $75.00
total paid $6,446.97
total charges $2,100.18
I sent a copy of my record to Citicard/ The Attorney General/ Academy/ National Finance/ and NCO Finance/ and now to an Attorney
I am tired of trying to prove to this company that I have paid them not 18% interest but but 3x the amount I actually charged.
Enough Is enough.
I did not enclude the account numbers, but have them also.
Citicard and their Collection Agency are robbers.
Janet
Stokesdale, North Carolina
U.S.A.
Click here to read other Rip Off Reports on Citibank
CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
