I purchase some gun accessories at My-crisis-gear.com. I paid for the transaction with my Visa credit card. This was sometime late last year.
I just received my Visa statement for August 2018 billing. I saw a bill on the statement from My Crisis Gear for $39.99. When I called My Crisis Gear and questioned the billing, Chad told me that this was for my annual fee for My Crisis Gear.
I told him I did not sign up for My Crisis Gear and wasn't at all sure what the charge bought me.
I told chad I wanted to cancel the membership that I didn't sign up for and to have my Visa credited the $39.99. Chad said they would not have just automatically billed me wihtout me signing up. I argued with him a bit about not having knowingly signed up for anything other than the purchased items from My Crisis Gear.
He finally relented and agreed to cancel the membership fee.