Complaint Review: Multiplan Health Insurance - Watertown, Jasper, Birmingham, Abbeyville, Bayonne, Houston Alabama, Texas, Minnesota, Wisconsin, New Jersey

Last week I was contacted by phone solicitation for health insurance. This is due to me being terminated from my employer after 19 years of employment. I have not had to shop for insurance in a very long time. So with the ACA junk that I have to subject myself to I had been contacted by this organization selling heath insurance for around $200 a month with all the buzz words to get people excited. $10 prescription refills, $50 copays, low out-of-pocket numbers.......etc. This sounded too good to be true so I asked for the young lady's direct phone number because I needed to check something out. I said I would call her right back and she said she would hold this quote on her monitor for as long as she could but once it was gone the qualification process would have to start all over. Uh huh, okay. So this is a limited time offer with no documents in hand, no signature required, just a credit card number and all is good? Oh and there was a $200 dollar association fee with the first payment as well. So she wanted me to give her my credit card over the phone and charge my DEBIT CARD, cuz that's all I have now, $411. I said I would do that but had to call her right back. When I got on the internet to search this multiplan insurance out, there are such things that pop up that initially give you the impression it could be legit. I dialed the number she gave me due to her diligence about the quote on her screen. I didn't want to lose her to another customer and have to start all over. When the phone was answered by "Jose" and not little miss bubbles of joy who was helping me get insurance, I was put on hold to see if that agent was available. While on hold for only a brief minute or two, the "Ripoff Report" came up on my computer screen. I started reading a testimony that was pretty much the script I had just heard previously. $10 scripts, $50 copays, $200 monthly premiums.... etc. Whew, that was close. When she came on the line I explained what I had just seen and was happy she wasn't going to get me. Miss bubbles of joy wasn't who I was talking to anymore. I could hear it in her scoffs and giggles that she knew what website I had seen and that it was completely bogus. Her offer was completely legit and she started to quote things from said website which wasn't Rippoff Report.

Apparently this has been going on for awhile and there are all kinds of people that have been duped by this scam. The very next day I got a call from someone in Minnesota trying to sell me health insurance who was having trouble figuring out how to transfer the call to an agent. I hung up probably right at the moment the call transferred and my phone rang. I answered and guess who was on the other end??? I expressed my disgust with the level of iniquity in our society nowadays and that I didn't need to converse with her. How is it these people got my phone number to begin with? All I did was go on the government website to find out what my options were for COBRA insurance. Have they hacked the government website or is there a mole feeding them the info as people search for ACA (Obama Care) requirements? It's hard enough that I lost my job, my insurance for myself and my kids and have to look and "affordable" healthcare at $800-$1500 a month with a miniscule $1070 a month in unemployment monies coming in. What a joke!! I make right around 6 figures when working and am quite marketable with my knowledge and experience. I won't be out of work for long but most companies won't insure you until day 61. Getting hired can take 4-6 weeks in this liability concerned society so that means no insurance for at least 3 months. I hope no one in my family needs medical services for that period of time. Of course my regimen of daily pharmaceutical bandaids will be tested. So who is going to shut these chumps down with there preying on the government down trodden who are trying to live by their rules? Are we at an end road of no turning back? The auto-dialers and robotic solicitations is what we have to live with? Do we have to get a new phone number every once in awhile to avoid this corruption?