2days
Spring,#2Consumer Comment
Sat, March 21, 2009
My mortgage was also in the package that went from GMAC to Midland. To the best of my knowledge, they can refuse to refinance. Many mortgage and insurance companies have limits on what states they will loan to or insure. In fact, this is very common. However, you are not married to Midland Mortgage. You are free to refinance with another company. Go to www.bankrate.com and research mortgage rates and lenders servicing your area.