- Report: #257166
Complaint Review: Midland Funding - Islandia New York
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Author Confirmed
Why?
Midland Funding
1787 Verteran Memorial Highway, Islandia, 11749 New York, U.S.A.
Phone:
631-234-1500
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Midland Funding Ruben And Roffman Dishonest ,1st consumers nat'l bk , uses by any means necessary is the debt even valid??? Islandia New York
On June 26, 2007 I discovered I my checking and savings account was frozen, upon contacting the bank I was told it was Midland funding. the next business day I call the people freezing me out of my account and they say it is First consumers National Bank. according to them I received a certified letter and it was signed for however upon ms. medoza giving me the name and description of the person. no person exist in my home and I never received any correspondence regarding this debt. She explained the account was allegedly opened dec 12, 2000 and charged off july 2001.
I have requested proof of all documents and purchases including payments. I was told she had to wait to receive them from the creditor. This law office ruben and Roffman never served me and all their correspondence seems to have been in my maiden name. However I am unemployed with 4 children and they want to take all my $1,200.00 out of my account. based on heresay no evidence.
what is the world coming to. they said this was a mastercard account. In addition I filed bankruptcy in july of 2000.
Lavern
bronx, New York
U.S.A.
I have requested proof of all documents and purchases including payments. I was told she had to wait to receive them from the creditor. This law office ruben and Roffman never served me and all their correspondence seems to have been in my maiden name. However I am unemployed with 4 children and they want to take all my $1,200.00 out of my account. based on heresay no evidence.
what is the world coming to. they said this was a mastercard account. In addition I filed bankruptcy in july of 2000.
Lavern
bronx, New York
U.S.A.
1 Updates & Rebuttals
Don
Belleville,Illinois,
U.S.A.
possible ID theft
#2Consumer Suggestion
Wed, June 27, 2007
Based on experience as a collector, this account, based on the info provided sounds like it could be ID theft. It was about 7 months after the account was opened that it was charged off, meaning no payment was ever made. One thing as a collector you are taught to ask, is that if the account was open for a longer period of time and payments were made on it, "why would payments be made on an account fraudulently opened under someone else name?". This is not the case, as your decribed. It does seem quite strange that no collector has ever tried to contact you about this before. As for your last statement, if you file bakruptcy in July of 2000, and the account was not opened until Dec of 2000, it could not be included anyways.
