Merrimac capital is the worst company I have ever done business with in my 30 year company career. They send in high pressure sales people to lie about how much money you will be saving and pressure and you into long contract leases. I used their equipment and services for about one month and then realized I was getting ripped off with their service charge. I sent all my equipment back, but was billed from checking account thousands of dollars for the leases. Eduardo Desabelle (collection specialist) never once told me the truth. He offered refunds that I never received. Do Not Do Business With This Company Or Eduardo Desabelle! Complete Cheats Liars and Frauds!!