Jon
Edina,#2Consumer Comment
Tue, March 02, 2004
This is not a case of discrimination. You are not being treated differently because of a distinguishing, intrinsic trait (ie race, age, sexual orientation.) You are being treated differently because of an action you voluntarily engaged in- filing bankruptcy. Under bankruptcy law the filing party has relief from ALL creditors. Even though you are not including your mortgage co. legally your attorney has to list them as a debt. Therefore the mortgage company has to abide by all laws pertaining to bankruptcy. One of these laws is that the creditor can no longer engage in any form of collection- written or otherwise. Sending a statement or coupon book is legally construed as collecting a debt. YOU filed bankruptcy- i am assuming no one forced you to. Now deal with the consequences.